If you're anything like me, the idea of your competition swooping in and getting deals away from your prospective clients is one of the worst parts of running your own business- be it the real estate investing business or any other business you're involved in. For the consumer, competition is a great thing- it causes companies to work harder, price their products more fairly, and try to create a better product than the competition. However, if...more
In , one that would be working on my wedding, I'd be most concerned with one thing, experience. The person behind the camera would have to prove to me that he's not practicing his craft on my special day, that he knows what he's doing and is capable of being creative as well as detail oriented. Many amateur videographers or those that are trying to get into the business start out by working on weddings, and like in most things, you learn from...more
To know that one has a divine right to live in abundance means that one has a respect for nature's supply. Usually those who have become abundance conscious are also environmentally conscious. With respect to nature, many who have aligned themselves with universal laws strive to incorporate every aspect of their lives with abundance principles and concepts.Consequently, as we become more conscious, we understand that money is a seed and in many ways we are responsible for where we plant our seeds. It is only wise to search for investment options that reinforce our beliefs and lifestyle. Environmentally sound investments are more available this century than ever before. Such investments are known as Social Funds. Social Funds made its debut on Wall Street in the 1970's and has been soaring ever since. Years ago there was concern with these funds ability to be profitable. But with growing technological advancements and an ever increasing interest in the age of spiritual and environmental consciousness, socially conscious investing has proven to be not only profitable, but consciously probable. From investing in solar panels to buying fuel efficient cars, living a green lifestyle has...more
In the last few years, the agriculture sector has witnessed a sharp rise in food prices. Rise in poverty and global warming is being predicted to cause more shortage of food and clean drinking water in the years to come. Developing nations are being said to be the worst affected with such global issues. If experts are to be believed, the present...more
When it comes to making a choice between buying new medical equipments or used medical equipments, the latter one is always a wise choice. Used medical equipments are affordable and economical when compared to new ones. It is one of the innovative ways to finance your equipment needs. This offers a substantial means for your business savings. These...more
With all the volatility of the stock market, have you ever wondered what alternatives are there to the stock market? One alternative to investing in the stock market, especially during times of exceptional volatility is in a Fixed Index Annuity (FIA), a hybrid between a fixed and variable annuity, for long-term growth. What is an annuity? An annuity is an insurance product offered through insurance companies that grows tax-deferred over time and can provide a lifetime income during retirement. The benefit of a fixed index annuity is that they are fixed annuities, which means that the principal is guaranteed and there is a guaranteed minimum rate of return on these types of accounts. The “index” part comes in because annual returns are based in part on the price increase of a stock index (excluding dividends), such as the S&P 500. When the market goes up, a portion of the gains on an annual basis, up to a “cap”—say 5 to 10%, are locked in and credited to the account as interest. When the market goes down, no losses are posted in the account. The reason these annuities make sense for retirement planning is that the account balances can never go...more
Expect the UnexpectedThe bears confidence is strong and the recent downturn is only strengthening that confidence. The bears conviction has been strong for months though and the markets have just kept going up.Thats why, as contrarians, we should be...more
When to Buy Gold StocksA few months ago we looked at the three stages of market sentiment. After all, if you pay close attention to sentiment, you can significantly increase your upside potential and reduce your risk. Youll achieve that by focusing...more
An annuity is an investment you make through an insurance company. It represents a contractual relationship between you and the company. And, although offered by only the insurance industry, annuities have little, if anything, in common with...more
Entrepreneurs develop ideas for new business models, products, and services, but often have problems finding financing for their ventures. Innovations fail to create value when they cannot attract the resources required to develop them. Venture...more
With the world in recovery mode, many people are still questioning how the markets got so out of control. They are also questioning something a little closer to home; their own finances.Some people will be looking for more tax efficient investments....more
As the world slowly recovers from the credit crunch and we look back at what went right and what went wrong, people are increasingly looking to take control of their finances.Trying to be more tax efficient with your savings and investments is always...more