When to Buy Gold StocksA few months ago we looked at the three stages of market sentiment. After all, if you pay close attention to sentiment, you can significantly increase your upside potential and reduce your risk. Youll achieve that by focusing on the micro-cycles within the long-run bull cycles.Just like in the long-run gold bull market, there are three stages in the shorter cycles as well. For instance, back in July we identified how the...more
An annuity is an investment you make through an insurance company. It represents a contractual relationship between you and the company. And, although offered by only the insurance industry, annuities have little, if anything, in common with insurance coverage. Annuities are marketed and sold through insurance agencies, banks, savings & loan (S&L) institutions, brokerage firms, financial planners, and investment advisers.When you purchase, or...more
Entrepreneurs develop ideas for new business models, products, and services, but often have problems finding financing for their ventures. Innovations fail to create value when they cannot attract the resources required to develop them. Venture Capital Investment serves as an important element behind innovation and wealth creation. Venture capitalists screen entrepreneurial projects, structure financing deals, and monitor their investors performance after providing the financial backing. Without these activities, many entrepreneurs would never attract the resources they need to turn their promising idea into a commercial success.An innovative product or new service concept may have enormous market potential and may far outperform competitors' alternatives. However, many of the entrepreneurs discover that they need to attract money to fully commercialize their concepts. They must find Investors for Projects to obtain sufficient funding in order to take off. Getting money for business can be one of the most important and first steps in launching a company. Garnering the attention of Venture Capital Investors and securing capital is vital to the success of any business.There are...more
With the world in recovery mode, many people are still questioning how the markets got so out of control. They are also questioning something a little closer to home; their own finances.Some people will be looking for more tax efficient investments. Others will want to diversify their existing portfolios as well as look at new investment...more
As the world slowly recovers from the credit crunch and we look back at what went right and what went wrong, people are increasingly looking to take control of their finances.Trying to be more tax efficient with your savings and investments is always a good starting point. Of course, looking at existing stocks and shares portfolios is another area...more
As the major economies start to stabilise and the risk of a depression fades into the distance many are reflecting on a few important points. Firstly, how did it all happen? Secondly, how can they better protect themselves in the future?If we were to be honest with ourselves, then we should probably accept that we can improve on at least a couple of the following:1)Tax efficient investments2)Long term investments3)Actively reviewing our existing invests, and4)Looking at new opportunities that the financial markets are currently providingOf course, not everyone is sitting on their hands. Many actively trade stocks and shares. Whilst others regularly review their banking and mortgage arrangements.A more common form of trading that people are turning to is spread trading or spread betting. It offers a good number of benefits compared to traditional share trading and the ease of access, speed and number of trading opportunities make it an attractive option.Before we proceed though, it should be pointed out that, as with all forms of investment, there is a downside and you can lose more than your initial stake. So why spread trade?Put simply, there are many advantages.One key advantage...more
At certain times in your business cycle, whether you are a start-up business or a well-established veteran, cash flow is critical. Whether times or tough, or business is booming, cash flow challenges can cause unwanted stress and limit your growth...more
In the current economic climate, banks are hesitant to offer loans. Relief may be on the way from government bailouts and efforts to stimulate lending, or business may want to consider accounts receivable factoring as a solution to meet their cash...more
Whether you are simply going through a rough period, or are attempting to expand your business, invoice factoring is a unique and effective way for a company to increase their cash flow. This unique financing method has been around for thousands of...more
Lets face it; you didnt start your business for the thrill of placing collections calls or faxing multiple invoices. A non-paying customer is one of the most common nightmares for business owners that can waste time and man power. Businesses can...more
A sale is not a sale until you collect the money. The time between issuing an invoice and collecting on it can be a sparse financial time for any company. During this time, the business has fit the bill for the supplies, time, and resources used to...more
In todays rough economic environment, nothing is more important than getting paid for the services you provide. The same applies for cash intensive companies like trucking and freight businesses. In these lines of businesses, it can often take nearly...more