The interest of lenders in secured homeowner loans is justified. No other loan covers lenders from as much risk involved in the lending process as a secured homeowner loan. But, what explains the surge of interest of borrowers towards secured homeowner loans. Don't they fear that their home can be repossessed in the process? The only logical justification is that borrowers have shelved their fears for the several benefits that secured loans can...more
How can you apply ergonomics to your work life?Thanks to the study of ergonomics, we can now find better ways to work. It has been shown that our bodies can be under stress and tension even when we are sitting at a desk. Applying the techniques learned through the study of the work environment helps the body to work better and more efficiently.Often, there are simple changes to the way people sit and move that can really help relieve tension....more
Congratulations! You successfully sold one or more of your company's products or services to a business unit, department, or division of a large organization. Now your manager has tasked you with "account management". If you are not already familiar with account management, you are probably asking yourself the following questions:1. What is "Account Management"?2. What skills and talents are required to excel in Account Management?3. What activities must be performed to maximize Account Management return on investment?Providing answers to these questions is the focus of this article.1. What is Account Management?Account management is a synonym for ACCOUNT PENETRATION. Just because you have sold one product or service to one business entity within an organization doesn't mean your job is done. Think of all the additional opportunities that may exist in the account! For example:Does your company offer additional products or services that might be a "fit" for this customer?How many other business units, departments, divisions, and subsidiaries are potential prospects for your company's products and services?2. Required Skills and TalentsA critical talent for successful account...more
An affiliate marketing program is a revenue-sharing marketing strategy where a merchant pays their affiliates a commission for referring business to their website. The webmaster signs up as an affiliate in the affiliate marketing program and gets a login id. He then collects information about the marketing material for the affiliate marketing...more
The patterns of any particular investment will detail therelative risks and rewards undertaken with each investment.Risks can be defined as "the chance or possibility ofinjury, damage or loss." Risk focuses on the future and ourability to forecast that future. In turn, the ability topredict the future is largely dependent on what you'velearned from...more
Loan ProposalApplying for a small business loan can be exciting and yet stressful at the same time. For the best results and to heighten your level of confidence, be prepared when you visit the lender you've chosen for your business loan interview. After you have your business plan prepared, start preparing for the loan by writing a loan proposal to present to the lender.The loan proposal should state some crucial information, and many details, about both yourself and your business or business idea. It should state who you are, how much money you need and where the money will be spent, how you intend to repay the loan, and what you plan on doing in the even that you cannot repay the loan.The following are key elements to include in your loan proposal.1. Summary.This should be listed first in your proposal, but will be written last. It should contain clear, concise, accurate, inviting information about your business or your business ideas. It should summarize how the proposed loan will be used, how it will be repaid, and how it will benefit your business. Remember your competition in the summary of your loan proposal, and point out features of your business that are different from...more
With the advent of information technology and the Internet, work-from-home schemes had been a continuous trend for so many years now, and it seems to be getting better each day.So, here you are trying your way to get out of the traffic because you...more
Selecting a lender can be as tedious and detailed a process as preparing a business plan or loan proposal. Many business owners and potential business owners are so concerned about being approved on a business loan that they forget the importance in...more
I do not draw a very large salary package, but have come up through a lot many grades. Apart from the other lessons that this ascent taught me, the most important lesson was that no matter what you earn, your expenses would always exceed them.The...more
Surety Bonds are required for a reason, usually to protect public money. Many contractors and commercial businesses get frustrated by their bond requirements and will put the requirement to the side and put their full attention to what they feel...more
Real estate investing may not be everyone's cup of tea, but some people who have already tried investing in real estate know that it can be highly profitable and lead to much better quality of life. There are several keys to making significant...more
Upper Saddle River, NJ - January 4, 2006 - We all succumb to the annual ritual of making a bunch of resolutions about how we will change our lives with the start of the New Year: eat better and healthier foods, exercise more, reorganize our rather...more