Reduce inheritance taxes by giving gifts!The inheritance tax is the same thing as the estate tax in the United States, but with a different name depending on the country that you are talking about. The inheritance tax is a tax that is supposed to be levied on the richest people after they die, especially if they have a considerably large estate at that point in time. However, this is not always the case, and in fact, a lot of people find that...more
When you engage in factoring or selling your accounts receivable, you're accepting less money for an asset than you might expect to get for it. But there are great reasons for factoring and here are 10 of them:1. The ready cash you'll get by factoring will help your company to grow. If you have $2000 ready cash in the bank, but you've invoiced for $100,000 down the line this will lead to $75,000. Think about it: the ability to hire more necessary...more
Time...It is ever moving and so easy to lose track of. Whether you are an engineer, a supervisor, a counselor or a nurse, productivity is important. We are all controlled by cost-effectiveness and billable hours. In this article, we will discuss several time wasters and ways to increase your productivity.1. Identify, eliminate, prioritize, delegateYou cannot be expected to do everything. So often we feel so pulled in each direction that we do not get anything done. Make a list of everything you "need" to do and when it must be done. For some people this means a detailed description of what needs to be done and a daily schedule. For others, a list can be just that---a list. Keep three pages for each day: The things that MUST be done (i.e. pay the electric bill), things you would like to do (such as mow the yard) and things you will do if you have time (rearrange your sock drawer). From that list, eliminate anything that is not necessary, prioritize what is left and delegate whenever possible. When I ran a 24-hour facility, I often heard my counselors complaining that they did not have time to do this or that. I knew that my midnight person was watching television all...more
What are affiliate programs, and how can I turn them into a money making opportunity? If you find yourself asking these questions time and time again, you will want to look into what affiliate programs are all about. The fact of the matter is that affiliate programs make for a great home business idea. Although it is not simple to make money...more
I am sure you know the problem, every month counting the days to pay day, worrying about your finances. I think that just about everyone at some point in their life has experienced this.Unfortunately, many people hear the adverts from the loan companies talking about debt consolidation and other options and get suckered in without knowing enough to...more
When bills start to pile up too high, it can be difficult to keep up with payments. One option to solve the issue of having too many bills is to seek a second mortgage loan. However, if your credit is less than desirable to lenders for obtaining a loan, be assured that hope is not out of reach. By searching for different resources, you may find that you qualify for a poor credit second mortgage loan. Poor credit second mortgage loans can be the saving grace to what could may currently feel like a financial disaster. By refinancing your home and cashing out on its value and its equity, you can receive funds to pay off high interest credit card bills, consolidate all other debt such as smaller loans, pay for a child's college education, finance a business, and more.Most anyone with bad credit, no matter how severe, can receive a poor credit second mortgage. Even individuals or couples with a history of bankruptcy more than ten years ago can qualify for such a loan. Your credit rating and scores will play a vital role in qualifying for the poor credit second mortgage loan, and your interest rate will be configured with your scores. Generally speaking, according to Platinum Concepts,...more
An IRS levy is an order from the Internal Revenue Security directing TVA to withhold a specified amount of an employee's pay to satisfy a tax debt. If the IRS determines that we owe back tax then it may issue an IRS levy requiring the deductions from...more
In the age to steaming gadgets that govern your business it gets necessary to use the right way to communicate in business, that is, proper business communication. Today we send fewer letters than we used to do earlier but the speed and low cost of...more
One of the biggest challenges faced by the home business or small business entrepreneur is to provide direction to their company. Many people simply start up a home business in their spare time with the hope that it will make money and eventually...more
Summary: The global economy has been a fact of life for decades now. But the author asserts that most leaders don't understand the right kind of leadership to propel those organizations to great global success. Here is a blue print on how to make...more
Repairing credit scores cannot be deemed an easy task, but also cannot be considered an impossible task, either. Many individuals have less than ideal credit scores due to a number of factors. It can be due to a job loss, where bills fell behind due...more
When you are ready to talk to your network marketing leads you need to be prepared in advance and have a clear understanding of the prospect. The individuals you talk with will have their own needs, problems, and viewpoints and will be looking to...more