He was a little old man, and he was confused. All around him were huge, confusing technological marvels, and he had no clue what he was really looking for...or at, for that matter.I was on commission, so the higher-end merchandise meant a bigger commission for me.I began by asking him what he was trying to do.It was simple. He had a huge record collection (you remember records, right?), and he just wanted to sit and listen to Bing Crosby, The...more
You can find gas credit cards for just about any major - and some minor - gas companies. These gas credit cards are easily found online. One site we perused, for example, told us about several different gas credit card offers. It told us how to find gas credit cards for Marathon, Hess, Phillips 66, Citgo and Conoco. A few of the gas credit cards featured allow you to purchase any brand of gas you wish from any station. One of the gas credit...more
Your Credit Report (the Boring Part)Your online credit report is a collection of files and records pertaining to your credit history. It is often referenced for hiring, renting, mortgages, loans, background checks and many other situations which may require an involvement of a larger sum of your income or a need for your personal services. Your online credit report contains the good the bad and yes, the ugly, within its pages. There are 3 major credit report bureaus from which the information comes from: TransUnion, Equifax and Experian. For the most they are similar, but between the three bureaus there may be some different items listed.What If!?What if your online credit report was only full of positive, correct and up to date items? This would be like a fantasy credit report. You could use it like a tool for certain things like getting a low interest loan or the mortgage you actually wanted. You could use it as a weapon against those creditors who automatically assume that your credit sucks and turn the whole finance game around on them. This fantasy credit report would be like a report card with all A's (something most of us have never experienced right?). Imagine not having to...more
Many of you have probably heard the term "asset management" Before, but you may not have an idea of what it really is. Asset management is a broad term. It can be defined as a process that guides the gaining of assets, along with their use and disposal in order to make the most of the assets and their potential throughout the life of the assets....more
For many Americans reaching the retirement age, the equity build up in their home is their only real asset. Reverse mortgage is a way to tap into this asset and create a stream of income needed for retirement or take care of an unexpected financial need that is usually related to health care costs in the elderly. Reverse mortgage is not like a...more
A background check is essentially a verification procedure. It is a method of investigating the past of an individual and his achievements and failures for the purpose of recruitment. This helps the employer to judge the validity of information furnished by the prospective employee. Any company must go through a proper and systematic background checking before making a hiring decision. Background checks have proved to be more beneficial and effective in comparison to personal interviews and information provided by resumes and Reference Letters. Background checks are organized methods of investigation, where the company follows a particular course of action by conducting a research work as par requirement disregarding additional unnecessary details. The requirement of screening by Federal or Sate Law has become necessary in most professional specifications. Background check becomes more crucial and indispensable when an employer has to select the best among several potential applicants. A correct detection, results in the gift of a worthy employee. In the United States, the Brandy Bill requires criminal background checks for purchasing handguns from licensed firearm dealers....more
If there was ever a life saving drug in the loan industry to people with bad credit - it is personal loans. Bad credit usually is not very keen to part with your credit history and stays for 7-10 years depending on the severity of the credit problem....more
Whether you want to buy a car, furniture, home electronics or you need to pay off medical expenses, most of us need to borrow money at some point in life. The willingness of lenders to loan you the money you want depends largely on what is inside...more
You've all seen the want ad: "Executives needed. Set your own hours, earn huge bonuses, 6+ figure income, travel. Prior management, college degree, and experience required."It sounded great, but you weren't eligible. You either didn't have the...more
A debt consolidation loan is a loan taken to consolidate a number of loans into one manageable loan. A debt consolidation loan can also help you in reducing the cost of your total debt as it usually carries a lower rate of interest than other loans,...more
You may be wondering, `Why would David Jenyns write about the worst Forex trading strategy around?`There are a couple of reasons: First, to warn you about the worst Forex trading strategy, because you really don`t want to end up using this system....more
At some point in the insight trader`s career, he will be faced with a string of losses that will bring his confidence to an all-time low. Every active trader hits this point at least once, and some will visit it several times. This active trader will...more