Popular techniques for individuals and business ownersNow is a good time to figure out how to cut your 2004 tax bill. Although everyone's situation is different, the National Association for Black Accountants www.nabainc.org (NABA) offers ten popular year-end strategies for individuals and small-business owners:1. Charitable donations: As a general rule, the full amount of a cash donation is deductible on the donor's personal tax return. If a...more
I would like to determine if I am well suited for an entrepreneurial career? (Yes) (No) Mull over these thoughts... What is entrepreneurial talent and do have it? Have I tested my entrepreneurial capabilities either with a personal assessment tool or by participating in a startup business? Have I ever been self-employed before? Have I ever worked for straight commission? Am I a hard worker? Do I have the discipline to finish projects that I...more
Managers know the difficulty of getting people to do the right things the right way. And employees need their expertise and understanding of the way things should be done. But how do you get it across so it actually sticks? The answer is well-defined policies and procedures.Quickly Convey What's RightManagers can convey the exact way things should be done with policies and procedures, and they can do it faster than ever with pre-written documents. This speeds an organization's standard operating procedures project effectiveness to get results. Create Strong Operating ProceduresDepartmentally-focused manuals provide an excellent opportunity to create strong, consistent Standard Operating Procedures across multiple functions. This includes added savings of time and resources. Departments that benefit with improved results include: CEO Management - Build an effective management procedures system based on best practices for the entire organization CFO Controller - Simplify the job as a CFO or Controller, and speed the development of comprehensive Accounting and HR manuals ISO 9001 Quality Manager - Create ISO 9001 quality policies and procedures manual with prewritten policies,...more
In many ways a commercial mortgage is just like a residential mortgage in that you pledge real property as collateral against a loan to either buy or refinance that property. You can also receive a commercial re-mortgage and use it as a line of credit for any business purpose. When you use a commercial mortgage to buy property, or to raise funds...more
Gone are the days when self-publishing was synonymous with self-defeat. Authors such as Deepak Chopra, Mark Victor Hansen and Neale Donald Walsch, originally self-published successfully before selling their books to major publishers (in order to gain even wider distribution) so we now know that self-published books can match and even surpass the...more
Outsourcing is an established way of doing business today, allowing companies to maximize their budgets and resources and generate better products. Also referred to as subcontracting, outsourcing simply means acquiring a product or service rather than producing it in-house. Outsourcing is suitable for just about any industry. In the administrative field, for instance, a variety of activities can easily be farmed out to a subcontractor, including word processing, data entry, transcribing, research, contact management and event planning. Outsourcing is extremely common practice within human resource (HR) departments. In fact, two-thirds of HR departments outsource at least one activity, according to research by the Bureau of National Affairs, Inc. and the Society for Human Resource Management. The top five outsourced HR activities are employee assistance/counseling, flexible spending account administration, pre-retirement counseling, outplacement services and pension/retirement plan administration. Weighing the Outsourcing Option When deciding whether outsourcing is a viable option, a company should consider all of the issues involved. Should the projects be kept in-house because...more
Credit card balance transfer involves using a credit card to pay off the amount outstanding on one or more credit/store cards. The total debt then moves to one card. The main benefit of balance transfer is a money-saving one. In the competitive...more
When looking to outsource overseas for Plastic Injection Molds or Stamping Dies there are many things to consider.Usually price is the first thing to be looked at, that's probably why you're looking overseas for a new mold or die source-to save...more
Speak of operations assessment, and we'll hear its significant value. Speak of an audit, and we'll run for the nearest emergency exit. There's no difference between the two, yet that word audit chills us. But is an audit really designed to help us or...more
Why risk the embarassment when with a little basic PR training, you as a business, non-profit or association manager can always be ready for battle? Never again will you fail to do something positive about the behaviors of those important outside...more
Challenging Tips for Explosive Growth in Any Business or How to Get Your Business From The Kitchen Table to The Boardroom.Fact: This article will not of benefit to everyone.This article is 'Highly targeted'. It is directed specifically to those...more
We have established why a stop loss order is a requirement for the successful investor. Now let's look at some of the simpler methods. There are 3 basic methods (and many more we will not discuss here) for stops that almost anyone can master. They...more