Regardless of your career or goals in life, no one wakes up, gets out of bed, and says to themselves "I'm going to fail today!" It's the same in business whether you're a brick and mortar store or a home based business owner.I think what makes the Home Business owners unique is their drive and desire. For any of us, there are certain things we need to evaluate prior to undertaking such an endeavor as home based business ownership. What do I...more
Obtaining a credit report is an excellent way to begin taking control of your financial future. It's recommended that you review your credit report once a year, not only to be aware of your standing with creditors but to also keep abreast of errors and fraud. However, once your report arrives you may have trouble making sense of it. How are you to read and understand a credit report? There are three major credit reporting agencies that issue...more
Corruption In The Banking Industry Drowns American In Debt 91 years ago, way back in 1913 our Federal Government implemented legislation that removed their sovereign rights to increase the amount of money that circulates in this country. At the time, this may have seemed like the right and fair thing to do, but times have changed. Ever since that law was passed, the power to increase this country's supply of money has been held by the private banking institutions. The only way for banks to increase the amount of "money" in our country has been to create debt by issuing credit or loans to people who lack the cash they need.Now, If you think banks have the money they've loaned you back in the vault, you're wrong. Banks create the money virtually from thin air, through a phenomenon they call "Fractional Reserves". In reality the monetary amount of money banks are allowed to lend to their customers surpasses the money they actually have in the vault by more then 90%. So if your bank has 3 Million dollars in deposits on-hand, they're allowed to issue over 30 Million dollars in loans. You may be surprised when I tell you that, in fact, less than 5% of the money that circulates in this...more
Cross cultural communication consultants have come a long way in the short period of time such specialists have been in demand. No longer are they expatriates with a few years overseas experience and the capability to impart their knowledge onto others. Cross cultural consultants now bring expertise that is founded upon a number of key...more
"There can be no knowledge without emotion. We may be aware of a truth, yet until we have felt its force, it is not ours. To the cognition of the brain must be added the experience of the soul." - Arnold Bennett (1867-1931)Ask yourself, "What is the audience feeling?" and "How would I like him/her to feel?" You need to be aware of: How...more
As the practice of public relations in China continues to mature, it seems appropriate to ask whether Chinese business managers - tutored as they have been by European, North American and other PR specialists - continue to apply major public relations emphasis to print and broadcast communications tactics. In other words, do they still see PR through the lens of simple publicity, as many in the West still do? Or, do the best among Chinese managers -- as is also true for many businesses in Western economies -- realize they need true behavior change among their most important outside audiences leading directly to achieving their managerial objectives? And, do they then take steps to persuade those key external stakeholders, who have the greatest impacts on their organizations, to their way of thinking, then move them to take actions that help their departments, divisions or subsidiaries succeed? Let us presume that you are that business manager in China, and that you are well aware of the high-impact fundamental premise of public relations. Namely, "People act on their own perception of the facts before them, which leads to predictable behaviors about which...more
So you got your own website now. Exciting isn't it? You're ready to start putting your website to work for you. What will you do first? So many ideas going through your head...you want to make it the best website on the internet. You want to make it...more
Mark and Beth, a young married couple in their twenties, established a goal to buy a home within the first three years of their marriage before starting a family. They budgeted and used their money wisely in order to save for the down payment. ...more
International businesses are facing new challenges to their internal communication structures due to major reforms brought about through internationalization, downsizing, mergers, acquisitions and joint ventures. Lack of investment in cross cultural...more
Whether you are already running your own business, or still thinking about starting your own business, I suspect that deep down you know you have gifts and talents that can really make a difference to others. In an ideal world, you'd spend the...more
Before becoming a netpreneaur, I was an entrepreneur. First, I owned a successful child care center which grew to capacity in less than two years. When I sold that, I bought a little flower shop that had less than 300 customers and grew it to what...more
"Quality and service are important, if you want to make a sale. If you want to keep a customer for life, keep your promises." - Heidi RichardsThe buzzword these days is "relationship" marketing. Just what is it? And why is it important? Relationship...more