There is no getting away from the fact that the cost of insuring a home in the UK is more expensive than it was a year or two ago.The credit crunch and the fact that insurance companies paid out a lot of money on homes that suffered weather damage last year, has inevitably impacted on what we now pay for our building and contents insurance. As a result many people are now looking at ways to cut the cost of their insurance premiums.If you want to...more
Everyone really needs to save money today. With the cost of petrol and food rising, we cannot afford to waste money on overpriced vehicle insurance. If you can take the time needed and shop around, the price you pay for your insurance could be much less than anticipated.First, take time out of your busy life and hunt for the cheapest policy from an insurance company that has been around for a while. Avoid new companies that have yet to establish...more
No matter the type of motor home you have, you will need to have the right cover at a price that isn't too steep. While it can be quite a challenge to find the best policy at a low price, it can be done as long as you are vigilant.The most important thing you have to do to secure a low price on motor home insurance, is to first look for a good company that will offer you the price you can afford to pay. This can be done the easiest using the Internet, since you will have the opportunity to peruse several different companies quickly and easily.Also, many insurance companies will even give you a discount if you purchase your insurance using their online feature. This is because they don't have to spend as much for employees or overhead costs. This allows them to give the savings to you, the customer.Knowing what you are searching for in a policy before you buy can make your job less stressful and much faster. No one wants to spend a great deal of time searching for the lowest price on insurance, so if you already have what you want in mind, you won't have to spend as much time trying to find what you need. When you know what you need in a policy, then you simply have to search for a...more
Your motor home is important to you. You have invested a great deal of time and money making sure that it is everything you want. When it comes time to insure your motor home, you want to be sure that you are still getting what you want and need at a price that is competitive and fair. This is when bargain hunting can make all the difference.The...more
Park home... What is it exactly? Perhaps it is the first place to start before trying to understand park home insurance. Trailers, mobile homes, or manufactured homes, these are considered by many one and the same. A park home is a type of structure that is not made on site but manufactured in a factory somewhere else. They are transported and...more
Getting the right level of house insurance is often a juggling act between peace of mind and pocket. Whilst it may be a condition of your mortgage that you have adequate buildings insurance, whether or not you insure your house contents is a matter for your own judgement and your willingness to take risks. Some people may consider reducing their level of insurance, or even ditching it altogether when the budget is tight and they are looking for ways of making savings or cutting costs. Rather than taking the risk of going without house insurance, take a glance over these money-saving tips and see if you can reduce the cost of your cover.1. Give yourself plenty of time and shop around for quotes before your policy is due for renewal. When you can go to your original insurer armed with lower quotes for similar cover you may be able to negotiate a better rate.2. Find out about paying in monthly instalments. Be aware that many insurers will charge for this facility, but many others offer a 0% instalment rate. Likewise, if you have an interest-free credit card you could pay the premium that way to spread the cost without incurring additional charges.3. Comparison websites offer an easy...more
Most agents who specialize in home insurance have seen their business plummet along with our current economy. The housing boom provide agents with ample opportunities to sell homeowners insurance. But now that the bubble has burst, times are more...more
It is fair to say that if your property isn't kept in a good condition you are going to be paying very high premiums or you might struggle to get home insurance at all.However, if you have a new property or just moved into a well maintained house...more
Buying home owners insurance is mandatory in most states and is put there as a measure of protection we can not live without. Premiums may be costly, however, in the event of emergency, your policy can save you from rack and ruin. According to a...more
Purchasing a motorhome is generally a more significant investment than purchasing a car. Nevertheless, when it comes to motorhome insurance in general comprehensive cover costs much less than it would do for a car with a comparative value. Despite...more
Many dont realize that increasing security at the home or the office can help lower your insurance costs. A lot of insurance companies reward customers for safe driving records and for having a GPS tracking device on board. Likewise, they are now...more
As they say, all that glitters is not gold and all that is cheap might not always be what you expected. As an insurance buyer, you need to keep your eyes peeled not only for the perfect bargain but for the rotten ones too.You have to accept that you...more