Pre-existing conditions can range from the chronic to the terminal, to the debilitating to the annoying. Regardless of severity, however, it is a fact that obtaining full coverage for pre-existing conditions can be difficult. Individuals that are "poor enough" can receive coverage through Medicare or Medicaid, but those that make too much often find themselves between a rock and a hard place.Anyone that receives health insurance from an employer...more
As studies continue to turn out regarding some of the many concerns of modern medicine in the United States, more people are turning to alternative medicine to address their medical issues. Whether they are looking for an alternative to traditional medicine or are looking to address the root of the problem rather than treat just the symptoms, health insurance providers are beginning to recognize the benefits of alternative medicine as well.Since...more
When choosing a health insurance plan to purchase, there are numerous options to choose from. Researching the many options available before purchasing a plan can ensure the best coverage at a reasonable price. Contacting an insurance agent is a good place to start, because an agent has knowledge about the current insurance plans that are available on the market. However, health insurance agents are not obligated to find the best deals for their customers; thus, it is very important to ask lots of questions before making a decision based on the agent's advice.Be aware that Insurance Companies Do Provide Discounts for Multiple Coverage Plan holders. Most everyone has an existing insurance policy of some sort and should explore this avenue first. Most all companies will give discounts to existing customers if they buy other policies such as health insurance from them. However, you should still get other quotes from other insurance companies on the policy and options that you are looking for as far as health insurance coverage to make sure that you are getting a good deal and the premium is budget friendly.One of the things you will want to check first is a Basic Health Insurance...more
Health Insurance: A Perfect Investment For Your Company Business health insurance is one of the significant advantages companies are offering to their employees these days. Health insurance is also one of the prime considerations for an employee while taking up a job. For an employee, it is satisfactory to know that he/she and...more
For decades, insurance companies have charged millions of consumers with unreasonable and unjustified health insurance rate hikes. While some states have the authority to review and reject rate hikes, there are states that don't and California is one of them. Although California does not have the power to reject proposed rate increases, they have...more
There is a large pool of Indian population that stays away from health insurance just because they believe that health insurance premium; amount paid toward the policy issuance is too high. Though it is not true, but still these people believe what other say, instead of knowing the reality. Such information or so called rumors spread from a person to person. It shows that there is lack of awareness among the Indian people regarding heath insurance premium. It can said to be a self-generated perception in mind that can be removed only by spreading health insurance awareness among the masses. Government and all the associated bodies must make efforts in this direction so that people can know about health insurance and its affordability aspect. Regulators should allow only right players to enter the market such that the masses can be offered the right coverage. Besides it, health insurers and medical care experts should also be active enough in spreading awareness about medical insurance and its benefits.It is must for people to know that health insurance premium may vary from few hundreds of rupees to of few thousands of rupees. It may cost only few rupees per day, which is not a...more
With the economy in turmoil, many people are afraid to put money into a health insurance plan which may or may not pay off in the long run. Many policies have so much fine print and little details that seem to provide an enormous amount of...more
You Find Affordable Health Insurance Rates Whatever Your Financial Circumstances Are There are so many people in the US which have declared bankruptcy. And although this might not surprise you, the reason behind it just might. They...more
Disadvantages Of Private Health Insurance Having seen one of the worst financial crises in the recent past, a lot of career experts are advising people to go for jobs that provide health benefits. Indeed getting health coverage is a...more
It was during the American Civil War (1861-1865) that the first insurance plan was put into action. Now it is a staple across the United States and all over world. The insurance plan during the Civil War era was known as the Accident Plan, which only...more
Being involved in an accident of any kind is very traumatic. Both your mind and body needs healing. This is usually easier said than done. But if you follow a simple regimen you can be back on your feet and feeling better in no time. Most doctors...more
How to get the best group health insurance? During a time when debt problems have trapped the businesses of America big and small alike and they are resorting to the debt settlement options, it is important to choose an affordable...more