The health insurance industry has grown well over the period. This market has grown both organically and inorganically, with this industry witnessing many mergers and acquisitions over the period. This market is facing challenges from increase in consolidation of hospitals. The consolidation of hospitals leads higher premium costs thus placing pressure on the insurance providers to decrease the cost or face scrutiny.The number of hospital...more
As the famous saying goes, death or illness can strike anybody at any time. With thechanging lifestyle and new age issues such as food habits, eco-system disparities, pollution and a number of other reasons health insurance is gaining prominence in todays life. Change in lifestyle has resulted in a number of new diseases that were earlier unheard of. . These new health concerns can be very expensive to treat and cure.So, it would be wise on our...more
While many people just might not think of the overall costs of having healthcare, there are definitely a lot of people who have come to realize how absolutely expensive it can be. However, as you continue to move forward and take a look at what individuals could be facing if they are ever uninsured with healthcare then it is almost a known fact that people need to be covered and they really can't just go through life without it. The good news is that health insurance exchanges are starting to pop up all over according to the new laws on healthcare that are being signed into effect. And, while it is becoming somewhat unbearable to think about all of the work that still must be done for the new legislation, there is also a great deal of work that has already been accomplished.The health insurance exchanges aren't just some sort of shop that you check a box and get an insurance package where you hope that you are covered and that it isn't extremely expensive either; in fact, that's basically the way that things used to be. Health insurance exchanges are a realistic option that allows individuals the right and the ability to see what is actually available and at what costs to them as...more
A dental health insurance plan is a method of making private treatment available to more people by offsetting some of the costs. We all know that regular visits to the dentist are essential for good oral hygiene, but with all the furore about the non-availability of places at NHS dentists, many of us have had to consider dental insurance. But is...more
This Week in Health Insurance Reform Did you know health care fraud constitutes nearly 3% of all health care spending, according to the National Health Care Anti-fraud Association? This translates to $69 billion lost to fraud annually, or over $100 million per day. Blue Cross and Blue Shield companies' anti-fraud investigations...more
For anyone that does not have experience dealing with health insurance, applying for and maintaining coverage can seem to be a dizzying ordeal. In order to fully understand what you are signing up for and to ensure that the insurance company is...more
Insuring your heath as well as your familys is very important. It is only normal that some may find it rather expensive but people should know that affordable health coverage does exist. There are several ways to have a cheaper type of health...more
If you are a parent in the process of raising children, you can probably relate to the many worries that most parents experience over their children's health and safety. The top two things parents do desire most for their children is to keep them...more
A lot of people take health insurance plans for granted. People always believe they are young and healthy enough to acquire health insurance plans. They believe it is far better to get health insurance when they're usually hospitalized. It is really...more
Life is uncertain and unpredictable, hence keeping the safety measures on priority concerns is suggested to live a happy and tension free life. This is the reason that concept of insurance is becoming every popular among people every day. Those who...more
With the inception of health care reform, we have seen numerous changes in health care, such as full coverage of preventive care services and work has already begun to create state-based "exchange" around the country. But, how can you use one of...more