Medical expenses in the country are increasing day by day. Simple diagnostic tests, surgeries and admission to emergency room can create a deep whole in your pocket. So, having proper health insurance policy for both you as well as for your families is highly essential as it helps in reducing the burden of unintended medical contingencies. The advantages of having a health insurance policy is very clear as it provides you the chance to look after...more
Defining Critical Illness InsuranceWhat is critical illness insurance? Critical illness insurance or critical illness is a health insurance product in which the insurer (the insurance company) is contracted to make a lump sum, tax free payment in the insured (the one whos life is protected from a critical illness) is diagnosed with one of a list of insured illnesses.In Canada a critical illness policy is often structured to pay out 30 days after...more
Texas Humana Health Insurance Rate- Get Free Quotes Texas Humana health insurance rate quotes can be obtained online or by working with an insurance agency. You can find all kinds of different policies to choose from including doctor co-pay plans, high deductible HSA compatible or even traditional catastrophic plans, and the quotes that you get will be completely free. Humana is one of the largest health providers in America, and if you are one of the nearly 6.2 million Texas residents without health insurance, you owe it to yourself to check out the coverage that this company has to offer. Humana is one of the largest insurance companies that are publicly traded in the U.S. There are 6.2 approximate enrolled members in Humana health plans, including many of them in Texas. The company was founded in 1961 under the name Heritage House of America Inc., and today is a global leader with more than $8 billion in sales and almost 20,000 employees nationwide. Humana sells insurance in 16 states and Puerto Rico, and 45% of their customers are located in Texas, Florida and Illinois. The company is headquartered in Kentucky and they have a strong commitment to helping people through...more
We all know that celebrity's make a ridiculous amount of money, some for doing nothing more than hanging out with friends, drinking, and fighting on national television. While it would certainly be nice to be paid 30 million dollars simply to act like an idiot, most celebrities do indeed have a brain on their shoulders (or their financial advisor...more
For the average homeowner, there are a few pests that present a serious danger to ones health and to the health of ones family. Foremost among these are rodents such as rats and mice. In part because they adapt so easily to living among humans, there is a nearly limitless list of diseases that they can carry and transmit to whoever lives in...more
The health insurance industry has grown well over the period. This market has grown both organically and inorganically, with this industry witnessing many mergers and acquisitions over the period. This market is facing challenges from increase in consolidation of hospitals. The consolidation of hospitals leads higher premium costs thus placing pressure on the insurance providers to decrease the cost or face scrutiny.The number of hospital admissions in the US has been on the rise over the period. The growth is mainly attributed to the growing population and aging population. Additionally, the environment, lifestyle, diseases, growing health consciousness, rising personal disposable income have contributed to the rising patient admissions in the hospitals.The US population is aging swiftly. The proportion of the total persons aged 65 and above is expected to be 13.6% in 2012 which has grown from 12.8% population share in 2009. The population of people aged above 65 grew to 41.3 billion in 2012 from 39.3 billion in 2009 at a CAGR of 2.52%. All the while, the life expectancy of the elder person is also increasing over the period. The surging aging population is bound to place stress...more
As the famous saying goes, death or illness can strike anybody at any time. With thechanging lifestyle and new age issues such as food habits, eco-system disparities, pollution and a number of other reasons health insurance is gaining prominence in...more
While many people just might not think of the overall costs of having healthcare, there are definitely a lot of people who have come to realize how absolutely expensive it can be. However, as you continue to move forward and take a look at what...more
A dental health insurance plan is a method of making private treatment available to more people by offsetting some of the costs. We all know that regular visits to the dentist are essential for good oral hygiene, but with all the furore about the...more
This Week in Health Insurance Reform Did you know health care fraud constitutes nearly 3% of all health care spending, according to the National Health Care Anti-fraud Association? This translates to $69 billion lost to fraud annually,...more
Affordable Health Insurance Senior Citizens - Learn How To Get One From your original feelings on health insurance, where you figured it to be an expensive luxury, if you investigate what's obtainable you will note that affordable health...more
For anyone that does not have experience dealing with health insurance, applying for and maintaining coverage can seem to be a dizzying ordeal. In order to fully understand what you are signing up for and to ensure that the insurance company is...more