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Are You a Young Driver in Ireland? Here is How to Save on Your Car Insurance If you live in Ireland and drive a car, then you must have undergone the typical dilemma that most Irish car owners face with insurance. On one hand, you stand a chance to make a commendable saving in case of any accident or claim. On the other hand, of course you have to keep paying premiums no matter whether you claim on the insurance or not. If it were not for the legal requirement, would any of us have insurance at all?With a couple of smart moves, it becomes a lot easier to save on car insurance premiums, thus remaining insured and maximising coverage while minimising your out-of-the-pocket expenses. Some helpful points to note are:Voluntary excess (self-payment) option: Opt into this only if you are sure that you are a good driver and have minimal chances of causing an accident. With this option, you cover your basic car requirements with your insurance, but may need to pay some parts from your pocket that would be covered otherwise. Your insurer may not automatically place you in this bracket, so if you want to go for this option then explicitly ask and choose.Avoid the performance...more
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