Arkansas Auto Insurance - Important Information Anyone who intends to drive in Arkansas must have some information at their disposal or else, they could have some problems. Like most states, Arkansas state has placed a minimum liability coverage required of every driver before they can drive legally within the state. We would start by looking at some details of this minimum requirement.First, every driver in Arkansas is required to...more
California Auto Insurance - Driving Legally California state is not left out from the list of states that has mandatory minimum coverages for anyone who wants to drive in the state. We would try to look at these state required minimum so you would not be taken by surprise.The state of California requires two different liability coverages - Bodily injury and property damage.There is a state minimum of $15,000 per person for bodily...more
Colorado Auto Insurance - Staying Informed If you are a driver in Colorado state, then you must as a matter of necessity, do all you can to know what your state requires from you as far as auto insurance is concerned. We would try to look at this now.Some people would know that prior to 2003, the state of Colorado operated a no-fault insurance system. This meant that in an auto accident, the drivers involved took care of the medical expenses that arose from it regardless of who was at fault. Of course, this had a major impact on premiums. In July 2003, the state of Colorado switched to the tort system which means that the person at fault now bears the responsibility of taking care of these bills. Since this is now the case, it is important that you have an adequate liability coverage so you would not have to bear the cost of these liabilities from your pocket if they come.Like in many states, Colorado has a minimum required for you to drive legally in the state. These are:$25,000 in bodily injury liability for each individual.$50,000 in bodily injury liability for each accident.$15,000 in property damage liability for every accident.The above are the minimum required...more
Connecticut Auto Insurance - What The State Demands Connecticut auto insurance laws are not so different from those of other states. There is a lot of emphasis on the protection of all those involved in a crash through basic car insurance coverages. Many people fail to appreciate what they can lose if they are involved in an accident...more
Delaware Auto Insurance - Basic Facts To Know Delaware auto insurance regulations are very clear and are for the protection of road users from reckless drivers. To drive legally in Delaware, you would need to fulfill some requirements. Know these requirements and you can drive freely in the state.The state of Delaware requires that...more
Learn How Auto Insurance Adjustors Deny Claims Generally you purchased car insurance for your automobile because it required in your state, and it is the right thing to do. If you are unfortunate enough to get into an accident with another driver, do you ever think about what their insurance situation may be? Chances are, at some point following the accident you will be dealing with the other driver's insurance provider.Never let yourself believe that an insurance company has your best interests in mind. Insurance companies are in business to make money. You may have sustained injuries and need money to pay for your medical bills, lost wages due to time away from work, and more. An insurance adjustor's job is to keep the payout to you as low as possible, not out of cruelty, but out of company profit.Insurance adjustors deploy tactics that allow them lessen your accident claim. Three tactics to be aware of include:- Recorded statements: Insurance adjustors love to talk to you immediately after a car accident, as they know some of your injuries may not have presented themselves yet. Let's say, one day following the accident, only your neck hurts; however, you later...more
Florida Auto Insurance - State Required Cover Florida auto insurance minimum cover required by law is one of the low ones especially if you compare them with those of states like Alabama, Alaska etc. If you intend to drive legally in...more
Georgia Auto Insurance - Important Facts Are you a driver in Georgia? Then you need to know about Georgia auto insurance laws and regulations. This state has one of the higher minimum required coverages for drivers in the country. Let...more
Hawaii Auto Insurance - Meeting The Requirements Of The Law The state of Hawaii demands from every driver who intends to drive in the state a minimum level of liability coverages covering bodily injury and property damage. You would do...more
Idaho Auto Insurance - Obeying The Law Idaho auto insurance issues are no different from other states. The state has looked at ways of ensuring that road user are protected from careless and reckless drivers. Their solutions is to...more
Illinois Auto Insurance - Rules Of The State Illinois Auto Insurance issues should be taken seriously by any driver who wishes to drive without having run-ins with the law. It is always safer to be on the side of the law than on the...more
Indiana Auto Insurance - Know And Be On The Safe Side If you are a driver who drives in Indiana or intend to and you want to know about Indiana auto insurance laws and requirements, you can start here. Read on...For any driver who...more