Florida Auto Insurance - State Required Cover Florida auto insurance minimum cover required by law is one of the low ones especially if you compare them with those of states like Alabama, Alaska etc. If you intend to drive legally in Florida, you should know what these state required minimum coverages are.First, the state requires a minimum of $10,000 in Personal Injury Protection. Unlike the minimum requirements in other states,...more
Georgia Auto Insurance - Important Facts Are you a driver in Georgia? Then you need to know about Georgia auto insurance laws and regulations. This state has one of the higher minimum required coverages for drivers in the country. Let us look at these requirements.Like many other states, Georgia requires a minimum liability coverages for bodily injury and property damage. These minimum requirements are thus:A minimum bodily injury...more
Hawaii Auto Insurance - Meeting The Requirements Of The Law The state of Hawaii demands from every driver who intends to drive in the state a minimum level of liability coverages covering bodily injury and property damage. You would do well to know these requirements so you do not find yourself on the wrong side of the law.The purpose of these minimum requirements is to protect other road users from careless drivers. Here are the coverages required by law in the state of Hawaii:1. There is a minimum state required bodily injury liability coverage of $10,000 per person in an accident.2. Still with bodily injury, there is a required minimum of $20,000 in coverage per accident.3. The state also demands a minimum property damage liability coverage of $10,000 per accident.The above are merely what the state demands as your minimum coverage. It is by no means the ideal amount of coverage you would need. In fact, you are advised to get more cover so that you can have more liability cover and also cover for yourself too.In most cases, the coverages listed above would only cover the victims of the accident in which you are at fault. Without more cover, injuries to you and...more
Idaho Auto Insurance - Obeying The Law Idaho auto insurance issues are no different from other states. The state has looked at ways of ensuring that road user are protected from careless and reckless drivers. Their solutions is to demand a minimum liability coverage from every driver who wishes to drive legally in the state. We would...more
Illinois Auto Insurance - Rules Of The State Illinois Auto Insurance issues should be taken seriously by any driver who wishes to drive without having run-ins with the law. It is always safer to be on the side of the law than on the other side. Knowing what the state requires for you to drive legally is therefore something very...more
Indiana Auto Insurance - Know And Be On The Safe Side If you are a driver who drives in Indiana or intend to and you want to know about Indiana auto insurance laws and requirements, you can start here. Read on...For any driver who wants to drive legally in Indiana, the state requires that you have a minimum liability coverage. This is intended to protect other drivers from careless drivers. The following are the minimum liability coverage required by the state of Indiana.For bodily injury liability coverage, a minimum of $20,000 per person.For bodily injury liability coverage, a minimum of $40,000 per accident.For property damage liability coverage, a minimum of $10,000 per accident.After you have met these requirements, you can say you have met the state's car insurance regulation demands. Having said that, it is necessary to point out that this cover, though it legally allows you to drive in the state, it may not be enough for you.Auto liability coverages refer to policies that help you take care of costs to others (medical and damages) that come to you as a result of something accidents in which you were at fault. It does not cover your injuries nor does it cover...more
Iowa Auto Insurance - Basic Information It is interesting to note that in Iowa state, you are not required to have auto insurance before you can drive legally in the state. More interesting however is the fact that to be able to drive...more
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How Your New York Auto Insurance Works How New York auto insurance works is simple. Drivers buy an insurance policy protecting their financial future for a set amount of money. When there is an accident or a claim, the insurance...more
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