Why You Need To Apply For Online Savings Account
An online savings account is a savings account which you can access online or using the Internet
. Before, account holder should go to the bank before he or she can transfer money, pay the bills or view the statement of account. But with the introduction of online savings account, banking became easier and very accessible and convenient for the clients.Online savings account has many benefits and features that can be very helpful for the account holder. If you have a savings account, you should apply for an online banking account. Almost all banks now, especially those large banks have online banking services for its clients.
You need to have first a savings account before you can apply for an online savings account. Actually, it would be better to have both at the same time. It is easy to apply an online savings account because you can do it without going to the bank. However, you need to activate your account using the ATM machine of your bank.
Here are some advantages of having an online savings account:
1. Transfer money to other bank account without transaction fee for same bank transfer.
2. Send money to other accounts of other banks with small fee.
3. Pay bills online such as water utility bill, credit card bill, phone bill and other kinds of bills.
4. Apply for an auto savings account different from your savings account.
5. See the details of your online savings account anywhere or anytime using the Internet.
These are just few benefits of having an online savings account. There are other features you can avail with an online account so you should apply for it.
I really like online savings account since I am working abroad. I always use it during my remittance to the Philippines. I easily know if the money I sent was already credited to my account using my online banking. I can also send money to my loved ones using online savings account through BPI Express Cash.
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