Why Should I Buy Mexican Car Insurance
Why Should I Buy Mexican Car Insurance
Why Should I Buy Mexican Car InsuranceWhen traveling in Mexico, it is important to recollect the legal system is different than in the U. S. . As in the united states the possibility exists of being involved in an accident. The Mexican presidency treats these accidents seriously and under Mexican law, they're considered both civil and criminal offenses. It is fascinating that many of us buy insurance on our vehicles, houses, and lives in the U. S. with a great deal of care and consideration ; however , when we visit Mexico, we seem to forget the requirement for this vital and legally required coverage and very casually purchase Mexican car insurance at a drive-in agency at the border as a last minute call. At this point, often an impulse decision can be a rushed call and a bad decision.
There is a great difference relating to Mexican car insurance policies and the kinds of electronic policies found around the world Wide Web. Paper policies, on the one hand, are done in the conventional way by agents in little insurance offices and mailed to Mexico thru the regular postal system. To explain, the agent fills out all the paperwork manually , goes to the post office and mails your policy to Mexico. Many agents, so as to decrease costs, don't mail anything until they can send five or six policies at a previous time, and that implies that your policy may be delayed for 1 or 2 days and on top of this, it might take up to 10 days for the batch to get past customs & reach the insurer in Mexico town. When it eventually does make it to the insurer it has to be processed and entered into their master computer database manually one at a time. Suppose the insurance company hasn't received proof of your policy yet and you have an accident? And then to make matter much worse, it's a weekend and almost all of the insurance agency offices are closed.
In the US and Canada the law is administered following English Common Law. In Mexico the law is administered based on the Napoleonic Code. Generally this means that in Mexico you are considered guilty unless proven trusting. Technically a traffic accident is a felony and the authorities will hold you till you produce a good Mexican car insurance policy with legal aid coverage or pay for the damages that you're assumed to have caused.
unfortunately, the policies of the US and Canada are not honoured in Mexico.. An electronically made Mexican car insurance policy is supplied to the personnel working in the insurance claims dep. twenty-four hours from the time that the insurance cover is bought. This process authorizes a speedy response and corroboration while you are enjoying your vacation.
Purchase Mexican car insurance before the trip. It is thought of as a felony to drive in Mexican without valid evidence of economic responsibility, and that proof of monetary responsibility can only be supplied by a Mexican insurance corporation. A proof of insurance card supplied by your united states insurer won't be considered valid and that's regardless of whether or not the accident will be covered by the insurer. Make sure that you have two copies of your Mexican car insurance certificate this is so you can place the copy in your purse or wallet and the first in your auto or lorry, so that if your auto is taken you will always have a copy of the Mexican car insurance paperwork with you.
To wrap things up ensure that all your documentation is valid, and you have 2 copies of everything. Purchase Mexican car insurance before going. Ultimately, enjoy your vacation. It may be the experience of a life-time, and the memories will last your whole life.
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