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Why Need Car Insurance Lansing?

Why Need Car Insurance Lansing?

Vehicle insurance could protect a person from many financial difficulties and solve the problem easily without one spending from their own pocket

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The simple reason is that in most states it is illegal to drive without having the car insured for certain coverage. Penalties could be severe those who drive car or any automobile without the auto insurance policy. There can be fines that one could lose his or her driver's license and sometime the persons car may even be impounded. But besides it being the law, it's a good idea. There are several reasons that could be given that why the one should have or buy car insurance policy. The Car Insurance Lansing provides coverage against many things such as property damage liability and bodily injury coverage underinsured and uninsured auto coverage, personal injury protection coverage (No-Fault insurance coverage), comprehensive coverage, collision coverage and many more. The first three coverage such as bodily injury and property damage liability coverage; personal injury protection coverage, and uninsured and underinsured motorists coverage, are required by law in most states.
Why Need Car Insurance Lansing?

The other two coverage such as collision coverage and comprehensive coverage, are not required by law, but are usually required to be purchased under the terms of most finance contracts. That is, when the person buys a new or used car and is financing the purchase through a bank or some other financial entity; they usually require the customer to purchase these coverages as a condition of the loan. Similarly, when the person is leasing a car, the leasing company will often require comprehensive and collision coverage.

Automobile insurance may be required, but even if it weren't, it is still a good idea to have auto insurance. Suppose if a person is driving down a busy city street in the wintertime. It's dark out. He or she hit a patch of black ice. The car starts to skid. The person driving the car hit a person walking across the street. He is injured, badly. Now, from the drivers point of view the accident wasn't "not his or her fault". If a person hits some ice and of course don't have any control over that. But, guess what, legally the accident is your fault. If you don't have bodily injury liability insurance, he or she could end up paying thousands of dollars out of pocket for just this one accident. A brief moment in time can ruin ones financially forever. The customer can lose his or her savings, investments, or even the house. Another reason why it's a good idea? That innocent person walking across the street deserves to be compensated for his injuries. The customer or driver could be ruined financially, but victims life may be just ruined. Compensating him is fair and it's the right thing to do. This is the reason that one should buy Car Insurance Lansing.

by: Stephen Edwards
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Why Need Car Insurance Lansing?