Why Do So Many People Think That Making A Personal Injury Claim Is Wrong?
If you bring up the subject of injury claims or compensation in a conversation often
people's reactions and responses suggest that this is a negative thing to do. Often people seem to have the impression that there is something inherently bad or wrong about making a personal injury claim for compensation.Most of us have heard the phrase 'compensation culture' banded about, and again this is usually used in a negative way. But what exactly is wrong about making a claim for compensation if you have been injured through no fault of your own, and where the blame for your injuries lies squarely with another party?
If you were driving your car perfectly safely down the high street, and another driver suddenly shot out from a side road without looking, slamming into your vehicle, and causing injuries, it is hard to understand how anybody could then decide that it would be wrong of you to claim compensation from the other driver.
Presumably these people would be more than happy to accept the fact that they would be unable to work for several weeks or months, leaving them massively out of pocket, facing overwhelming debts, and quite possibly at risk of losing their home. They would be happy to accept the cost of care, or medication, and the many other costs such as paying for transportation whilst unable to drive themselves, and all the while knowing that the other driver was paying an insurance company to cover just those expenses and costs. It simply doesn't make sense.
We all pay insurance, and that money is there specifically to pay the costs involved should an accident occur. Some of those costs will be in repairing cars or other property, but most of the costs which arise from a road traffic accident are medical costs, or costs which arise from a loss of earnings.
Some people claim that because more people are claiming the compensation they both need and deserve that all of us are having to pay more for our insurance. But when you stop to consider the fact that the costs incurred will be rising as more of us are driving newer cars, as earnings rise, and as costs increase, as well is the fact that there are more cars on the road, and therefore more accidents, it is hardly surprising that we would be expected to pay more for our insurance.
As costs are only ever going to increase, it is unreasonable to expect insurance to drop. Usually the people who claim that making a personal injury claim for compensation is somehow wrong are people who have never themselves been involved in an accident and had to bear the brunt of the financial implications.
Making a personal injury claim will always involves professional medical diagnosis and the gathering of evidence, all of which is subsequently examined and evaluated by professional, experienced and qualified solicitors, as well as being scrutinised by an increasingly cynical insurance company. This means that compensation is only awarded to those people who genuinely need or deserve it.
If you or anybody you know has either been involved in an accident, or is unfortunate enough to be involved in an accident in the future then it is important not to heed the erroneous advice put forward by those who would recommend that you deny yourself the compensation you will inevitably need, and instead contact a personal injury solicitor at the soonest opportunity.
by: Justin Arnold
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