Why Coverage For Life Insurance Is Limited By The Life Insurance Carrier
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This is why its important to have a needs analysis completed with your insurance agent
. An ethical insurance agent's job is to suggest the appropriate insurance for your particular needs. You may be only concerned about final expenses because you have assets set aside to provide income replacement. Or maybe your concerned about replacing your income for a non working spouse. The agent should not be making recommendations based on your life plan. Ultimately it's up to you to decide what policy fits into your budget and life plan.
Why Coverage For Life Insurance Is Limited By The Life Insurance Carrier