In certain states across the U.S., if the individual is self-employed and can demonstrate
proof of having been in the business for at least a month, he or she can get access to private medical insurance at subsidized group rates. If you are the owner of a business and have a minimum of one employee or partner, you can apply for such group rates. If you are leaving an organization that provides group healthcare plans, you can get it converted to an individual health plan. Although the insurance rates might be higher compared to group plans, it offers a secure medical insurance environment especially if you have ongoing healthcare expenses.