Travel Insurance Destination Report: South East Asia
South East Asia is an enormously popular tourist destination
. The combination of relatively weak local economies compared to the West, a beautiful climate, delicious food and picturesque settings mean that almost every Western overseas traveller makes it to South East Asia at least once. However it is also a relatively wild place in terms of health and also safety. Today we look through the risks inherent in travel to popular South East Asian countries, and how they should impact on your choices about travel insurance.Bali
Health
As a developing country, Bali has several disease uncommon in the West as endemic there. Hepatitis A and B, typhoid, tetanus and cholera are actually quite common. All of these can be vaccinated against. Malaria and dengue fever, however, which are also common, have no vaccination. You should avoid insects using repellent and timing your outside time to the least insect-prone parts of the day.
Japanese encephalitis, a rare but dangerous disease, also exists in Indonesia. There is a separate expensive, but definitely necessary vaccination for this. The highest level of medical travel insurance is recommended.
Safety
The Australian government is currently advising citizens to reconsider their need to travel to Bali, because of the very high threat of a terrorist attack.
Fiji
Health
Hepatitis, typhoid, measles mumps and rubella, tetanus all exist in Fiji. Dengue fever and traveller's diarrhea are also common, but insect avoidance, sensible eating and drinking, and travel vaccinations will help you stay healthy in Fiji. Fiji is actually quite safe, health-wise.
Safety
There are presently unresolved political tensions across Fiji, but mainly in Suva. If you are travelling to Suva, the government's safety warning level is at the third highest of five levels. For Fiji overall, it is set at 2 out of five, or simply, "Exercise Caution'.
Thailand
Health
In addition to the ordinary South East Asian diseases mentioned above, Thailand also has regular cases of Japanese encephalitis, rabies and malaria. There are often animals in the streets, either for sale or wandering about in Thailand - avoid them to stay healthy and avoid making a medical travel insurance claim!
Safety
Most travelers from Australia to Thailand go to Bangkok or Phuket, where the alert level from the government is set at 3 out of 5 - "High Degree of Caution'. However for certain provinces - Yala, Pattani, Narathiwat and Songkhla - the highest alert level has been enacted. The government is asking people not to travel to these areas at all, because of terrorist attacks and bombings on almost a daily basis. Some things travel insurance quotes just can't cover..we recommend following the government's advice here.
Vietnam
Health
Vietnam is quite close to Thailand, and faces the same health issues as the peninsular country. Get all your vaccinations before you go and practice safe eating and drinking to avoid making medical travel insurance claims.
Safety
The political and social situation in the country is currently quite stable, and the government is simply advising you to exercise caution to avoid becoming the victim of criminal activity. However, the high risk of developing health issues means you should consider getting travel insurance that will cover all financial aspects of illness
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