The Real Cost Of Boat Ownership
The Real Cost of Boat Ownership
The Real Cost of Boat OwnershipBoat ownership has its own perks and downsides. Having your own boat, of course will allow you and your family to go on boat trips and holidays mostly anywhere you want to go which your boat, time, and money will allow you to. But before getting out that credit card, signing that purchase contract, or that loan agreement, make sure you weigh the overall expenses you may and will be facing once you buy your own boat. At the same time, look into your other possible options of enjoying boat activities at much lower costs.
Buying Your Own
Buying a brand new boat is a lot similar to buying a brand new car. If you have the money, you can purchase it at its full price. But often, more people opt to buying brand new boats and even cars on installment basis through loans or credit cards. This means that you will face paying a down payment and making monthly amortizations which consist of the principal amount and the interest charges.
Boat ownership entails caring for the boat too. Your boat will also need its own insurance, a storage or dock age place, fuel, gears, and maintenance supplies. Sometimes, insurance premiums are included in the purchase price. If this is the case, then you will not worry about making separate insurance payments anymore. Depending on the kind of boat you buy, you can either get a dock age place or store it in your own garage. Renting a dock age space may be on a monthly or annual basis as well. This fee still needs to be paid even during winter or other seasons when you won't be using your boat at all. Cleaning and maintaining your boat is another essential thing you will need to do as an owner. Cleaning materials, not just water, is needed when you have a high-end type of boat so you would also need to invest in that.
Other Boat Ownership Options
If buying and maintaining your own boat sounds too expensive for you yet you still dream of sailing, traveling, and doing other fun boat activities by yourself or with your family and loved ones, a boat charter and a boat timeshare may be the options for you. In both options, you buy rights from a boating company to use a boat and ask for reservation when you would use it. The main difference between them is the allowable destinations for the boat. In a one-time boat charter, you may sail the boat anywhere you want but you will have to agree to start sailing where the boat is currently located. This could be anywhere where the previous part-boat owner who used it ahead of you left it. While in a boat timeshare, you can also sail the boat anywhere you want but you have to bring it back in the same marina where you got it. In both options, you as part owner would not have to think about cleaning up and maintaining the boat.
by: Edward Given
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