Six Steps To Take Following An Auto Accident
Vehicular accidents are unfortunately common occurrences in and around the Boston metro area
. While our Boston car accident lawyers encourage all motorists to practice safe driving to avoid accidents, if you find yourself involved in a motor vehicle accident, there are steps you can take to minimize the unpleasant consequences and save time and money in the process.The Boston car accidents lawyers at Bellotti Law Group offer these six simple, but smart, steps to take following a car accident:
1. Maintain an Accident Essentials Kit in Your Glove Compartment or Trunk The first step in minimizing the effects of a car accident should actually be taken before you get on the road. A simple emergency kit should be kept in your trunk or glove compartment, including such items as:
a. a fully charged cell phone,
b. a flashlight,
c. a pen and paper for exchanging notes with the other driver(s),
d. a camera for photographing damage to the vehicle and/or the scene, and
e. any vital medical information in the event you require care for injuries sustained in the crash.
2. Position Your Vehicle in a Safe Spot Drivers not seriously injuries should attempt to move their car or truck out of the flow of traffic to avoid another collision. If the car cannot be moved, do not leave the vehicle, as you will be risking being struck by a passing motorist. Instead, keep your seat belt fastened, put on your hazards, and wait for authorities to arrive.
3. Be Thorough and Exchange All Necessary Information with the Other Driver According to the Boston car accident lawyers at Bellotti Law Group, following each and every car accident, no matter how minor it may seem at the time, operators should exchange the following information, to save time and money down the line:
a. name
b. address
c. insurance company
d. policy number
e. drivers' license number
f. vehicle owner information, and
g. telephone number.
4. Always Complete an Accident Report The police may not respond to the scene and injuries may not be immediately apparent, but all drivers should file a Massachusetts crash report following an accident. This allows each driver to record his version of events, and it often expedites the insurance claims process. However, never admit fault to the other party, insurance company, or the police immediately after the accident, even if you ultimately believe you may be at fault or innocently, casually, or nervously accept blame. It is the insurance companies job to figure this out later.
5. Be Familiar with Your Insurance Policy Coverage Knowing at least the basic coverage of your insurance policy, and more specifically, services that are not covered, can save you money on things that aren't absolutely necessary, like a rental car costs and towing charges.
6. Contact an Experienced Boston Car Accident Lawyer BEFORE Speaking to Any Insurance Company, Even Your Own Many times; insurance companies will contact you seeking information following an accident. You may risk giving information, even inadvertently, that can seriously damage your claim. It is imperative to talk to an experienced Boston car accident lawyer at Bellotti Law Group before speaking with either insurance company or accepting any settlement offers. Our Boston car accident lawyers meticulously review your medical treatment records and lost wages to help you recoup what you deserve. We will get your bills paid and your life in order, either through settlement negotiations or litigation in court.
by: Peter Bellotti
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