Secure Caravan Storage Can Mean Cheap Caravan Insurance
Secure Caravan Storage Can Mean Cheap Caravan Insurance
Each year there are over 1,600 caravan thefts, which in this economic climate, is a figure set to increase significantly. Where you store your caravan will have a major impact on where you find cheaper caravan insurance or even if your current caravan insurer will offer you a caravan insurance quote. With this in mind, Shield Total Insurance have produced a guide for caravanners to help them find secure caravan storage.
Home caravan storage may be a preferred option. However, the deeds to your property may actually prohibit such storage. If you do store at home, when your caravan isn't there you may be advertising that your house is empty. From Shield's experience approximately 48% of caravan thefts occur from the home address.
Nowadays, fewer people have room on their driveway for a touring caravan, so you may need to consider whether you want an urban or rural storage location. Do you want open air storage in a sheltered location, or undercover storage for protection against the elements? Simply opting for a local farm or business premises may not be the best option as your current insurer may be unwilling to offer cover. A high % of caravan thefts (both theft of and from the caravan) are committed from insecure storage sites, usually by organised caravan thieves.
As one of the UK's leading caravan insurance providers, Shield Total Insurance suggest that you opt for a professional, secure caravan storage facility e.g. an accredited member of the Caravan Storage Site Owners' Association (CaSSOA). This nationally recognised body provides a register of safe and secure caravan storage sites, which have been inspected to ensure compliance to guaranteed minimum standards. There is a tiered security award system of Bronze, Silver and Gold, with the Gold award providing the best in caravan storage. To reflect the high standard of secure storage, Shield offers caravan insurance customers premium discounts of up to 25% for CaSSOA caravan storage.
Whatever secure caravan storage facility you choose, the storage site fee charged will be determined by its location, the level of security provided and availability of secure storage in the particular area. Before you make your site fee payment, make sure to ask your storage provider these ten questions:
What types of storage pitches are available: grass, hard standing or undercover?
What facilities do they offer e.g. washing, valeting, caravan servicing, etc?
Are they CaSSOA accredited?
Do they have public liability insurance in force for their secure caravan storage site?
Will you be provided with a written storage contract?
What safety and security features are in place to ensure effective site management?
Is the site continuously manned? Does the owner or a warden live on site?
Have there been any previous thefts, vandalism or incidences of flooding?
Have they conducted a fire risk assessment? Do you need to remove any gas bottles?
What vermin controls are in place (particularly if opting for farm storage)?
Finally, to guard again the possibility of theft from your caravan, it is prudent to remove all valuables and personal effects when your touring caravan is being stored. During periods of winter storage it may be weeks before your caravan is visited.
For further helpful caravan handy hints and tips or to secure a competitive online caravan insurance quote, why not visit the Shield Total Insurance website today.
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