Personal Finance - Why Wishful Thinking Can Destroy Your Finances In This Economy
Personal Finance - Why Wishful Thinking Can Destroy Your Finances In This Economy
Things are rough for everyone right now, the economy istanking, jobs are being lost on a daily basis and more and morepeople are buried under a mountain of debt. One common problemthat is happening is that people are using wishful thinking toget them through the day when it comes to their finances.Meaning that even though everything could be going wrong intheir life and they are not making the best decisions assumingthat "it will never happen to me", I will never be homeless, Iwon't lose my job so there is no need to stress out.
Wishfulthinking is useful in some cases and for short periods of timebut not taking every measure possible to put yourself in astrong financial position will lead to nothing to disaster.People "know" what should be doing but many of them don't doit. They have tons of credit card debt yet to take out theirstress they go shopping. Do you see the problem here? I comparethis to "drinking away your problems". Just because you try toavoid thinking about your problems, does not mean they will goaway. What many people need to do is start thinkingrealistically.
They need to sit down with a pen and paper andsee what they can do at that very moment to increase theirfinancial stability.Even though it is stressful to bring upall of your problems at the same time and try to work them out,the truth is that this has to be done in order to makeprogress. You can begin to think positive only when youractions match your attitude. Otherwise you will be wasting yourtime, getting more in debt and eventually you will realize thatyou should have dealt with the situation sooner rather thanlater.
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