Knowing These 5 Myths Makes Wealth Building Easier
Knowing These 5 Myths Makes Wealth Building Easier
It's amazing but true, a lot of the principles that we've been lead to believe for most of our lives simply aren't true. Who doesn't want the lifestyle that wealth & financial freedom allows., however we will in no way be able to achieve that milestone if we continue to operate day after day on fabricated information. There are at least 5 myths that you must dispel without delay in your quest for wealth & independent lifestyle. The truth is when someone says that things aren't always what they seem; it might be good advice to listen to them.
Here are the Five Myths:
1) You can rid yourself of debt by paying a small amount more than usual every month.
This line of thinking is blatantly incorrect. Yes if you paid $60 a month instead of the minimum required $50 per month, you would pay it off a little sooner. However to eliminate that debt it's best to maximize your efforts to get rid of one bill at a time. Once that bill is paid take the extra funds and apply all of it to your next bill. Continue this process until all your debt is eliminated.
2) The more educated your are, the more likely you will be to go far in your career of choice,
It really doesn't matter where you choose to look all over the world, most students will be just average and very few will ever climb to the top financially.
3) By using my smarts I won't have to work as hard as the next guy to make it.
Don't get fooled by this one, yes you want to make smart choices, however having the capability to build significant income streams take hard work. And if you don't believe me, then the 95-97% failure rate should be proof enough.
4) It takes other people's money, in order to make big money.
Please don't fall prey to this myth! It will be the biggest mistake you ever make. You don't have to mortgage your residential home or max out your plastic to start a small business. In fact there are plenty of legitimate businesses that have a low cost to begin. What should worry you most regarding this myth is that if you use OPM, expect to pay it back with interest!
5) Pay yourself before you pay anything else.
This myth is the biggest of them all! This is the one thing trap that most people fall into because it has always been considered the right thing to do. We were all taught or instructed to do this probably since forever. The one problem I have with this is, it doesn't really work as far as building wealth if you still have other financial obligations out there pending. So this save and pay yourself first theory isn't valid. When you choose to carry debt and attempt to save at the same time all you are really doing is prolonging wealth. Just saving mere pocket change is clearly not ticket to financial freedom.
http://www.articlesbase.com/finance-articles/knowing-these-5-myths-makes-wealth-building-easier-3774001.html
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