Insurance-Lowering Tips from Ron Carter Houston Chevrolet
Insurance-Lowering Tips from Ron Carter Houston Chevrolet
Every driver needs auto insurance and at our Houston dealership, proof of insurance is required in order for you to drive off the lot in your next Chevrolet. But as most drivers know, insurance rates are increasing and premiums are getting harder to afford.
Here are some tips from Ron Carter Chevrolet to help you get lower insurance rates:
Check On Your Credit
Your insurance premium is based on a number of things and your credit score is one of them. If you have low credit scores, expect to pay a higher rate. You can order your annual free credit report and check it for accuracy. Boost your credit score by making sure you pay your bills on time each month. The better your credit score when shopping for insurance rates, the better deals you will be able to find.
Request Those Discounts
Different insurance providers will offer incentive discounts for loyalty or accident-free driving histories. However, you may have to ask about them to be offered discounted premium rates. Don't be shy about it. The insurance company wants your busy and should be happy to accommodate you.
Opt for Higher Deductibles
When you do find a policy you are interested in, take a higher deductible so your monthly payment will be less each month. Whatever amount of money you are saving in premium payments for the higher deductable should be save in case something should go wrong with your vehicle.
Keep Coverage Continual
If you have any lapses in insurance coverage, you may find it hard to get the best rates if you can even get coverage at all. Don't let your insurance lapse during your comparison shopping times or because you didn't pay your bill.
Remember if you plan to buy when you visit our Ron Carter Houston dealership, you'll need to have proof of insurance to drive home in your Chevrolet. Start shopping for insurance rates before coming out to our lot and check with your agent about which Chevy vehicles you will be able to reasonably afford.
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