In Our Modern Society, Why Is Iphone Insurance A Necessity Not Luxury?
The notion of insurance is up to now, still being misinterpreted by a few number
of folks who has a limited understanding of it although it has been around for probably hundreds of years. Little do they accept the value of it for a business or a family's financial welfare, specially in times of a crisis.Those early Europeans who ventured to unknown waters seeking fortune beyond what they understand, in those times would each share a certain number of gold shillings and pool them up and leave them in a bank before taking their journey.
After which, they all sign an contract as they will take a dangerous journey into sea, that if just so happens that one or two of them does not come back alive, the gold they have collected will be given to the widow of that person and his immediate family. This is a unsophisticated form of insurance and providing for the loss of a income provider back then.
In our modern society, insurance takes a whole new different shape and concept. Many insurance companies who were formally known to insure only a building or a home from fire, evolved to actually being a life insurance company that can cover accidental deaths and dismemberment.
And as the progress continues, insurances are no longer simply sold for protection but has been redesigned so that people can also have a medium to invest their money and save for retirement because their money will be earning from the company's earnings and capital gains.
There are some nations who have extreme to bizarre insurances available like policies that allow a celebrity to insure a specific body part, like a leg for millions of dollars, stating that they are their assets and if they wounded or injured they will lose money. What about insurance if you were abducted by an alien or injured from a alien invasion, what do you think of that?
People get insurance policies to protect their paintings, antique items, laptops and mobile phones, etc. Absolutely anything they could conjure up and claim as a valued asset so they may justifiably develop a policy for it.
When the iPhone 4 was first brought to stores, the term iPhone 4 insurance was just in the companies drawing boards and naturally was unheard of. But as the iPhone 4 becomes more and more famous in the tech community, the need to have insurance protection for it also becomes in demand. And as of to date, iPhone 4 insurance is probably the most sold gadget insurance around. So as the iPhone progresses in design and features from the iPhone 3GS to the current iPhone 4, expect the insurance policies will progress as well.
Substantially, the desire to have peace of mind knowing that your valued assets in business and including your self is well insured is not bad. But if we see just too many insurances around our society will give us a clear impression and ultimately admitting that we are a society so full of anxieties its become scary.
Although if it is used the right way moderately, definitely the concept of insurance will always be here to linger and remain.
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