Ho3 Policy: An open peril insurance
Ho3 is purchased by most individuals for its vastness and the coverage that it provides
. However, certain exclusions in HO3 policy can still be covered by purchasing additional policies. Like flood and earthquake can be separately insured. When you buy a home insurance, you must go through your policy documents to see what the policy includes and what it excludes so that you have no problems when you have to make a claim.Ho3 Policy: An open peril insurance
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