The big problem is that it's not that simple to get that coveted cheapest auto insurance quote. Most online auto insurance quote sites will not give you that lowest quote.
Online Insurance Quote Sites Share:
These sites are set up to give you fast quotes, not low low quotes. The lowest quotes can only come from your local agents. Online sites can only give out the standard quotes that are stored in their data base and believe me they don't put the cheapest vehicle insurance quotes in those data bases.
That cheapest auto insurance quote is only available from the local agent and they do not like giving out that cheapest Quote. You have to force them to give you that low, low rate.
For a local agent to give that coveted cheapest car insurance quote he has to give up some or all of his return on that policy.
How Do You Force The Local Agent To Give The Cheapest Quote?
Unless the local car insurance agent is your brother-in-law you have to get him to compete against other local agents to get that in demand cheapest quote. Just walking into his office and telling him or one of his agents that you're getting quotes for your car insurance won't get you that cheapest rate.
Your local agent does not want you to get your auto insurance from the agent down the street.
Insurance agents derive their money on residuals - Money that automatically comes to the agent from policies that automatically renew each year.
Unless that Local agent knows they are competing, You won't get that lowest quote. Here's the secret to getting that cheapest quote from the local car insurance agent.
Why not go to a web site where you can fill out that one form, it gets faxed to the local agents where you set in motion a system that guarantees you receive the cheapest auto insurance quote.
You answer a few questions that the agents need to know to give you the lowest quotes.
They contact you directly in a few hours with those low low quotes. Cheap because they know when they receive your quote request that their competition received that request also. They know what they must do to get your business.