. Make sure you have the coverage you need, but are not over insuring your car either. Sometimes, on older cars that have paid up loans, it may make sense to drop some types of coverage. If your vehicle's book value, for example, is not much more than than the premiums you are paying, it may be time to just keep liability coverage. Again, a good agent should be able to help you.
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Five Paths To Cheaper Car Insurance Rates New York City