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Do not overpay for your rental car insurance
Do not overpay for your rental car insurance
When renting a car, it can be confusing about various different insurances. To clarify such confusion and make sure you don't overpay for your car rental insurance, there are some points you may find useful.
1, your rental agreement usually includes cover for CDW (Collision Damage Waiver) and TP (Theft Protection). When renting from holidaycars.com, these two are included in our rates. Please note that, CDW and TP are not technically insurances. Rather, they serve as a guarantee that the rental company will pay for damages and theft to your rental car. Without them, you will be fully responsible for the cost of damages or theft of the car.
2, However, even under CDW and TP, you are still liable for the Excess (Personal Liability) on CDW and Theft, meaning when a rental car is damaged or stolen, you will be asked to pay the first portion of the repair or replacement costs. The amount of excess depends on the type of vehicle you rent.
3, of course, the car rental provider will usually offer you the cover for amount of Excess, under names such as Super CDW, Super Cover at the cost ranging from 6 to 20 per day.
4, holidaycars.com offers NoRisk Warranty for only 3.50 per day. It not only covers for the total amount of Excess for which you are liable if the car is damaged or stolen, but also for damages to tyres, windscreens, mirrors, chassis, with a maximum of 1500.
5, so if the car is damaged or stolen, the car rental company will charge your credit card for the Excess amount; with NoRisk warranty, you can claim for reimbursement from holidaycars.com. Upon your return from your vacation, you need to send us the proof of your charged amount of personal liability, fill out our NoRisk declaration form and email the documents to us upon your return. holidaycars.com will handle your file and proceed to reimburse you within 4 weeks in accordance with our general conditions.
6, once you've purchased NoRisk Warranty, you can turn down the insurance offers from the car rental provider when collecting your car, such as Super CDW or Super Cover that costs you anywhere from 10 up to 20 per day at your pick up location.
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