Details Essential To Know About Martial Arts Liability Insurance At Martialartsliabilityinsurance.c
Minimal Earned Premium what does it indicate?
In order to issue a policy, the insurance coverage carrier costs a minimum, non-refundable premium. This quantity is currently $450.00. If the insurance premium calculator, which utilizes your existing student count to calculate your premium, signifies a premium of $450.00 you will not get any style of refund if you come to a decision to cancel your policy prior to it expiring. If your premium (based upon your student count) exceeds $450.00, you may possibly, upon cancelling, acquire a prorated volume that is in excess of the $450.00 minimal.
Example: Your premium is $720.00. You make a decision to cancel your policy following three months of it currently being in impact. Your refund would be $270.00 ($720.00 - $450.00) much less the prorated volume for the three months of coverage. That prorated volume is determined by the insurance carrier and will be significantly less than the $270.00.
Why are Martial Arts Liability Insurance prices so reduced?
Just stated, its simply because you do all the work! You are responsible for the correctness of your insurance coverage policy and any named more insured(s). You are also accountable for effectively submitting a claim, to make confident it is total and signed.
What if I make a error?
You notify us of what requirements to be corrected through email and we will make the necessary corrections for a small fee, normally $ten.00 per correction. Its in your very best interests to entirely critique your application prior to submission to make sure it is total and error cost-free.
How long will it take to obtain a certificate of insurance coverage?
Applications submitted throughout typical business enterprise hours (9:30 am to 5:30 pm Eastern Conventional Time) will bind inside of 24 hrs. Applications submitted soon after company hrs (evenings, weekends, and holidays) will be bound inside 24-48 hrs the upcoming business day. As quickly as it is bound, a certificate will be emailed to you.
Does this insurance coverage cover my instructors or personnel?
Yes. As lengthy as they are instructing on your behalf (being paid by you) and are at a spot of instruction you indicated on your application.
What if my instructor or employee gets injured, are they coated?
No. Employees compensation addresses their injury and that coverage is at the moment unavailable via us.
How extended will it take to receive a certificate of insurance coverage for a tournament?
All tournament applications will need to be received a week ahead of the tournament. Tournament applications submitted through usual business enterprise hours (9:30 am to five:30 pm Eastern Conventional Time) will bind within 24 hours. Tournament applications submitted following business enterprise hours (evenings, weekends, and holidays) will be bound inside 24-48 hrs the upcoming business enterprise day. As soon as the policy is bound, a certificate will be emailed to you.
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