Car Insurance Company Or Insurance Broker?
Here are questions asked by many people related to car insurance
. Hope it helps you make decisions and enlighten you on the things you want and you long for.Car insurance broker or direct to insurance company? I'm about to get a car, and I'm thinking about car insurance. The thing is, I don't know whether should I go to an insurance broker, or just shop around doing all these web quotes and find the cheapest out there and call them directly.
Although they might try to quote you from the insurance company that they get the maximum commissions from (that is human nature!). But if you know exactly what you want, a broker has still a vested interest in finding you that exact product. Brokers often get to deal with several different insurance companies.
Can I start insurance on a new car with a new insurance provider before the current policy runs out? My current car insurance policy runs out at the end of the month and I will not be renewing with them.
You CAN do that since you are changing anyway. You might want to notify your PRIOR insurance company once you have the NEW coverage in force - just to avoid any duplication of coverage and any "earned premium." If the company automatically renews and you don't inform them, they might try to collect for the time you had coverage in force.
How do I became a car loan broker? I am a car dealer and I will like to offer my customers credit facilities. How do I became a car loan broker to my customers. I am a car dealer and I will like to offer my customers credit facilities.
Contact local banks and credit unions. Most dealerships have a network of lenders they deal with. You will have to start from scratch. Find out their requirements for setting this up. Some states may require you get a license for this. The lenders that you contact should be able to tell you what they require.
If insurance broker forgot to pay my premium to the insurance company, am I still covered? My premium was due last August which I paid to the broker. They forgot to forward the funds to the actual insurance provider and I had received a notice of cancellation.
Does the broker have an AGENT contract with the carrier? Do they have binding authority? If the broker is acting as an agent, and has binding authority, then paying the broker is the SAME as paying the company, and you had coverage. Depends. So, if they're saying it, then I'd believe it. You have evidence you paid the premium. A receipt, a canceled check? Then you are ok. Chances are. The broker carriers errors and omission insurance to cover him ( and you) if something like this happens. Yes, you would haver been covered.
How does insurance work? I'd like to shop around for the cheapest deal but that isn't possible if I don't know what car we are getting yet. What do I do about car insurance when buying a new car and trading in my old one? We are planning on buying a new car soon and trading in the old one.
It will be valid for abt 14 days. Upon purchase, ring an insurance company and ask them for a COVER NOTE on the new vehicle. You will pay for it, but it's the ONLY way to be safe. Then you can hunt up the best policy for it. Price is no guide to good policy, and no, they aren't all the same.
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