Business Health Score | Vayana
At Vayana, understanding the creditworthiness of a business goes beyond just balance sheets. That’s why we offer a comprehensive Business Health Score, a powerful tool that evaluates an enterprise’s financial strength using real-time transaction data, GST returns, invoice activity, and payment behavior. The Business Health Score provides lenders with a data-driven risk assessment, enabling faster and more accurate lending decisions. For MSMEs, it acts as a digital financial profile that boosts credibility and improves chances of securing credit. Vayana uses this score to make trade finance more accessible and inclusive, especially for small businesses with limited formal credit history. By combining advanced analytics with digital compliance tools, the Business Health Score becomes a critical enabler in Vayana’s mission to democratize access to low-cost working capital finance.