Best Business Protection: Building Your Dream Team
Going to the next level in your life and business often requires you to build a dream team
. I learned the necessity of having a strong dream team the hard way while going through a divorce - during that awful period when the decision had been made and all that was left was to completely rip my life apart and then hope somehow, magically, I'd be able to reassemble it again into some kind of order.My former husband had always taken care of the money. Now that we were parting, I was faced with the challenge of how to meet the needs of my six kids and myself. I was in absolute panic as I obsessed over our future. I broke into an ice-cold sweat and struggled to breathe.
"I have a roof over my head," I told myself. 'I have food in the cupboard, and I know where my children are." That helped only to a point.
Things got worse when I gathered up piles of financial papers and plopped them on the desk. Ancient Greek would have been easier to understand. The sinking feeling plummeted deeper as I delved into the papers and tried to understand them.
At this time, Sally, a neighbor - a pear-shaped, pit-bull woman dressed in her grandmother's dresses, rang my door. A licensed financial planner, she barged into my house and took control.
The relief was tremendous. My young children and I were about to be rescued. She gathered boxes of information and put them in files. She created summary sheets of what I had and what it all meant. She created another sheet of how I could grow my money.
Turns out my ex hadn't been smart in his distribution of investments. She crunched the numbers and showed me how to grow my money quickly and be able to meet the needs of my children. Hallelujah!
As we dug through the mess, we spent a lot of time together and quickly became best friends. Since my mom wasn't active in my life at that time, Sally stepped in as grandma. She taught my kids to sew and cook, took them to their activities when I couldn't make it, and baked them personalized cakes for their birthdays.
My life stabilized, I remarried, and things were good. Sally and I talked often, had a great time selling my books, camping, and more, being good friends.
Then I had an odd feeling that something wasn't right. You may have felt something similar. My feeling got stronger and stronger - I wasn't quite settled where I was and wanted something more. My life was good, but I felt there could be something even better. At this time I ran into one of my mentors - Rich. He was charismatic, successful, and played life in a big way.
I told him I wanted to play bigger too.
"Great," he said. "First step: accountability. How are your finances? Do you know where you stand? Do you know all your financial numbers right now?"
I didn't.
He challenged me to make a daily money effort. That meant doing something positive with my money every day, whether call on a bill, cash a check, upload QuickBooks, or whatever.
I took the challenge. About two months later, I had more gut feelings, little hints that all was not right. I dove deeper. I started asking Sally questions. She passionately tried to calm my concerns, but the uneasiness grew. I brought my concerns to my husband. We were both tempted at the time to let things go, but I had made a commitment to take daily action steps. Step after step, a horrible reality was slowly uncovered, ever so gradually the dark cloud parted until at last we had to look at what was before us.
My husband and I requested a meeting with Sally's boss. Sally called us over and over again, and so did the higher-ups in her business. They were scared, and the more we dug around, the more we knew why they should be.
Then the sun rose on the truth, and we saw it - I had been cheated and lied to by my best friend. The person I had had named as my children's guardian if something ever happened to me had stabbed me in the back for her own profit. She'd threatened my ability to provide for my family.
After the pain ebbed and I was able to gain perspective, I learned a very important lesson - if I hadn't surrounded myself with the right people asking me the right questions, I would have been hurt even more. As it stood, I uncovered the truth in time to make adjustments, stop the damage, and start rebuilding. Soon after, the economy took a dive. Had I not taken action when I did, I would have been completely wiped out.
Having the right people around to warn you about the big dangers is a must if you are going to thrive. So who's on your team?
Best Business Protection: Building Your Dream Team
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