While you are on the road, you will never know what can happen. Even if you are driving carefully an religiously following traffic rules and regulations, there is still a possibility that you might be involved in a vehicular accident. This may be caused by a negligent vehicle driver that is on the road with you or to a careless pedestrian who crosses the street without any regard for the moving vehicles whatsoever. Whatever may be the possible cause of your accident, it is nevertheless wise to invest in a car insurance.
Typically, insurance companies cover only in their auto insurance contracts, the accidents that is not attributable to the fault of the insured. An insurance company called The General, seeks to go beyond this common practice. This insurance company offers auto insurance classified as "high risk" and depending on the option of the insured, it also covers losses or damages that are directly attributable to the negligence of the insured. "High risk" insurance contracts pertain to those insurance contracts where the insured has a negative driving history or the car insured is old and not in good condition. It is labeled as "high risk" due to the fact that there is a high probability based on these facts that the insured will be involved in another accident. In addition, The General also gives the insured the option to include a stipulation that seeks to compensate the insured in case of an accident due to the insured's fault such as breaking traffic regulation or negligent driving. Indeed, this is going beyond quality offers.