Auto Dealers Reduce Costs With Loss Prevention Programs
Share: By implementing a solid loss prevention program
, auto dealers can help in providing their companies a good foundation for loss prevention in many areas, including workers compensation claims.
Loss prevention policy
Controlling the actions of employees and the overall work environment can help prevent losses, since employees attitude can have a significant impact on a companys loss experience. Any good safety programs foundation must be built upon management support.
A safety policy should be written to address the unique needs of the organization. The following elements should be part of any loss prevention policy:
Share: 1.A statement indicating that every attempt will be made to create a safe work environment and reduce the potential for accidents.
2.The organizations intention to comply with state, federal and local laws, as well as accepted standards of safe work practices.
3.Precedence of safety over saving time or taking short cuts.
4.Importance of protecting the public, employees and company operations.
In developing any policy, management should assess the organizations true attitude toward loss prevention, and if necessary, take measures to improve company morale, as well as be willing to accept ultimate responsibility to prevent losses.
Owners and managers have the ultimate responsibility for the control of losses in any business structure and should implement a loss prevention program and also provide leadership in order to achieve the programs objective. Owners and managers can accomplish this by doing the following:
Adopt a safety policy statement.
Give leadership and direction in the administration of loss prevention activities.
Give fair consideration to recommendations to prevent losses.
Appoint a designated person to coordinate the loss prevention program.
Review the accident summary reports in order to keep informed on the loss record and insist on appropriate action.
Review serious losses to satisfy that loss causes are being investigated and proper corrective action is being taken.
Give positive recognition to those supervisors and employees who are performing well in their safety efforts.
Participate in monthly loss prevention meetings and give feedback to management on their safety efforts.
Designate a person to fulfill companys goals
The designated person should be responsible for:
Coordinating all loss prevention activities for the business.
Establishing, implementing and enforcing loss prevention rules, regulations and procedures.
Conducting facility inspections and attending departmental loss prevention meetings.
Reviewing supervisors accident investigation reports and seeing that action is taken to prevent reoccurrence.
Establishing procedures for reporting and completing accident reports.
Establishing and coordinating loss prevention training programs for managers, supervisors and employees as required.
Soliciting loss prevention ideas from managers, supervisors and employees for implementation whenever possible.
Department managers duties and responsibilities for safety
Instruct new employees and review departmental safety procedures with all employees.
Investigate all accidents promptly to discover their cause of loss and to implement corrective action.
Complete and forward
accident investigation reports to designated person for review.
Conduct loss prevention meetings on a regular schedule to discuss loss trends, hazards in the workplace and safety topics.
Know and support the loss prevention program and assigned responsibilities.
Share: Encourage participation from employees by soliciting new ideas and rewarding safe job performance.
Conduct inspections of department on a regular basis to identify and correct unsafe acts and conditions.
These are just a few solutions with tending to issues of safety that many auto dealers are confronted with on a regular basis.
Auto dealers workers compensation insurance costs can be greatly reduced by implementing a few sound strategies to lessen risks to employees.
by: TheresaL.Stromberg
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