All About Mortgage Insurance Cover
All About Mortgage Insurance Cover
All About Mortgage Insurance CoverA mortgage is an fixed agreement that is made when we take some loan from the bank and keep our property or house papers with the bank so that if we are not in the condition to pay back the loan than the government has all the rules to take the property or house, sell it and take the money. mortgage insurance is a policy which provides special features that if the person who took the loan and kept the property as mortgage dies, than the bank gives upto 12 months time to the family so that they could repay the money and take back the property else the property is handed over to the bank and bank can do anything based upon the situation.
Hence when a normal person uses a motgage agreement than the person must repay the loan within the given time interval so the bank takes a mortgage value that is very essential to the person which could be house or property or hotel etc.. so that if the person fails to repay the money than they could take the property and turn it in cash, but if the person who take the loan is dead than the bank would not provide the time and take the mortgage value but the mortgage insurance insures that even if the person who take the loan is dead than the bank provide sufficient time like 12 months and if they again fail to repay the loan in 12 months than the appropriate property is taken by bank and turned into cash. this is very special feature which is provided by the bank and the people are also very happy with this, it has much increased in asian countries like india ,sri lanka, china. this policy is very useful and provides enough time for the person to payback the loan taken from the bank.
http://www.articlesbase.com/mortgage-articles/all-about-mortgage-insurance-cover-3772404.html
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