5 Tips To Safe Online Shopping

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The greatest thing about shopping online is that it can offer you the best shopping experience if you follow the basic guidelines

. Read the tips and guidelines below to ensure safe shopping experience;

1. Shop from a secured PC

Make sure that you are logging into your PC, is secured. It is a common thing these days that bad guys are planting a keylogger on your system and they wait for you to log in and use your credit card or bank password. This way they steal your money even if you deal with a trustworthy and legitimate merchant. So make sure your computer is not infected by these and you install a good protection to keep your operating system secured and browsers updated. Make sure to use a good and updated security program for your computer.

2. Click with Utmost Care-
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You get several offers via e-mail. We are not saying that these mails are not from legitimate merchants but there is some possibilities that criminals may also try to trick you into passing your password to a site owners that use malicious software on your computer. The best tip to protect yourself from this not to click on any link even if the message appears legitimate, and you want to try, just manually type in the merchant's URL.

3. Know Who are You Dealing with-

if you have not shopped on the merchant's site before and if you want to try out a new merchant for an attractive purchase, it is suggested to do a little research by typing his name on the search engine. It is important to find out how authentic the merchant I, or to find any report of scams. See what are the ratings seller has got if you have found him through a Google search. Google does not promise the integrity of all these merchant that appear as a search result but if you get good ratings for it, you ca take chance to move ahead. With the sellers affiliated with the sites like Yahoo Shopping, ebay, Amazon.com or BizRate, you are pretty safe.

4. Shop with credit card

Credit card provides an extra level of protection with the right to charge back, if you are victim of cases like hackers have stolen your debit-card information or raided your bank account. The credit card company investigates your claim and removes the charge if it fonds the claim genuine and fraud is proven.

There are other credit card companies that offer extra facilities like extended warranty and a protection against theft. Therefore, unless you are hundred percent sure about the merchant, avoid paying them with a checking account number. Also, do not disclose your social security number to online merchants, never.

5. Know the exact price of the product

Make sure that the product you are buying is being offered at genuine or discounted rate. Even after including the cost of shipping, handling and sales tax, the product should not cost you more than the cost it is offered at, in a real shop. Usually, merchants sell products at free shipping.Last but not the least, do not click on any pop-up ad. The possibility of hackers posted such ads could be with malicious software on legitimate sites to steal your information and mis-use it.

by: webmanoj123

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