Best Motels to Stay in AlbuquerqueAlbuquerque is the capital and the largest city in the state of New Mexico. Albuquerque is a great vacation place for those who are running on a tight budget as the place has tons of cheap but fun-filled activities that everyone can try. There are a lot of things to try in Albuquerque and what better way to experience the entirety of the place than to see it while riding a uniquely Albuquerque open-air trolley....more
Making a reservation for Cheap Baltimore FlightsIf you start searching for cheap flights really early before you take your trip, there is a greater chance that you will find cheap deals. The main thing to know about your trip is the budget that you have allocated to air travel, whether you are making a business trip or going for a vacation. If your budget is tight and you need to find cheap air travel, then you should schedule your vacation in...more
Ocean County, New JerseyLocated along the infamous Jersey Shore in New Jersey, Ocean County is one of the fastest growing areas in the state. From 2000-2007, Ocean County's population exploded with over 45,000 new residents. Ocean County's locale is ideal for those who love being an hour away from some of the most popular cities. Philadelphia, New York and Atlantic City are only an hour away making this part of the Jersey Shore ideal for the traveler.Ocean County is strongly republican due most notably to its large senior citizen communities. The conservatives large but flat land mass accommodate over 569,000 residents with a little over 20% of the population 65 and older. Median income for those 20% is about $32,000 with housing costs averaging out to $1,300 per month. The unemployment rate is half that of the national average coming in at a moderate 6.0%. The Jersey Shoreline attracts a myriad of ethnicities: white (93%), African American or Black (3.0%), Asian (1.3%) and other races making up the rest of the populace.Ocean and rivers is Ocean County's namesake. Nearly 30% of the county's 2,300 square kilometers is water, making it the second largest county by area. Ocean County...more
Boulder City, NevadaBoulder City does not spark images of night life clubs, bands and flashy cars; but that is how residents here like it. Of course, that does not mean inhabitants here do not have access to fun and entertainment. Boulder is located on 20 miles from the City of Las Vegas but prohibits gambling within the Boulder City limits. The...more
Honolulu, HawaiiUnquestionably Honolulu is the paradise for retiring. Honolulu is the capital of Hawaii, the most populous state in the United States, and for good reason. Consolidated with the island of Oahu (City and County of Honolulu) it is the only incorporated city in Hawaii. The city is dominated by the Asian culture (over 54%) with White...more
If you work beyond the normal retirement age, you will receive a larger benefit when you do leave the work force. Your primary insurance amount is figured the usual way and then increased by a certain percentage for each month you delay retirement. For those born between 1917 and 1924, the increase is 1/4 of l percent per month, or 3 percent per year for each month you remain in the work force. For those born after 1924, the percentage by which benefits increase gradually rises, reaching 2/3 of l percent per month, or 13 percent per year for people born after 1942. If you turned 65 in January 1992, the annual increase factor is 4 percent. If you wait until 68 to retire, your benefit increases by a total of 12 percent.As you can see, delaying retirement offers significant financial advantages. Besides the percentage increase SSA allows your earnings after age 65 may go up, increasing your AIME and, therefore, your benefits. Spouse and other family benefits are also increased to reflect the higher average earnings, but they do not include the increase resulting from the delayed retirement credit. If your spouse outlives you, survivors benefits based on your earnings are increased by...more
Lancaster County, PennsylvaniaLancaster has a population of over 500,000 residents with 14% of the population of 65 years of age. Median income of that 14% is around $33,000 with median housing costs revolving around $1,000. Despite the low income,...more
Miami, FloridaMiami is known as one the most popular states for clubs and all out partying. Miami is the 42nd most populous state in the United States and includes the counties of Miami-Dade, Broward and the infamous Palm Beach counties. It is...more
Niagara Falls Lodgings Overlooking the Horseshoe FallsThe Horseshoe Falls on the Canadian Border, a wonder of nature, is the largest among the three waterfalls that make up the astounding Niagara Falls. Hotels that offer a magnificent view of the...more
Palm Springs, CaliforniaPalm Springs is synonymous for retirement and the demographics statistical data is the proof. Over 40% of Palm Springs residents are over 50 and nearly 26% of the populace 65 years of age and older. The median income for a...more
Philadelphia, PennsylvaniaResidents of Philadelphia really have something to boast about. It is the largest city in Pennsylvania and the sixth most populous state in the U.S. Philadelphia is New York compacted but with cheaper prices and nearly 5...more
Montgomery County, PennsylvaniaMontgomery County is located in Pennsylvania with a bustling population dangerously approaching the 800,000 mark. Nearly 15% of the county's population is 65 and older earning an average income of $41,000. Median...more