Being in debt is no fun, especially if you are struggling to make ends meet. Because debt is a complex issue but there may be more than one solution. This article will outlines 12 common methods use by most of debtors to get rid of their debts. Among these 12 debt solutions, there may be one or more options which you can use to solve your financial problem. Please note this article will be divided into 5 parts, this part will...more
In our Western culture we know way too much about debt. It is much more rare to find an individual or a family that is not in debt than it is to find people who are burdened by debt. Shouldn't it be the other way around? Shouldn't we, living in the most well-developed society in the history of the world, no how to live in a way that keeps us free from debt? Obviously not. The good news, however, is that debt consolidation is...more
Whether you are just turning 65, or are leaving an employer plan, choosing the right Medicare Supplemental Insurance plan is extremely important for your future. Access to high quality healthcare, financial stability, and affordable monthly premiums should all be considered when making a purchasing decision. Any mistake can directly affect your health and financial well being. Your open enrollment period begins on the first day of the month in which you are both 65 years of age AND enrolled in Medicare Part B. It is extremely important to purchase a plan during this time as this may be the only time you have guaranteed issue. Should you try to switch plans at a later time, or wait to purchase a Medicare Supplement Plan, you will have to go through underwriting and can be denied coverage if you have any pre-existing health conditions. For these reasons, it is extremely important to make sure the plan you purchase is the plan you can live with for the rest of your life. Medicare Advantage Plans may be less expensive on a monthly basis, but the benefits provided with these plans are inferior to those provided by original Medicare with supplemental...more
Warning! Don't Get Magna Tiles Until You Read This! (212)The Magna Tiles 100 Piece Set Isn't For Everyone...Dear FriendRE: The Magna Tiles 100 Piece SetYou're presumably considering getting Magna Tiles for their quality contribution to learning and bringing enjoyment simultaneously.Magna Tiles is a long-term investment, and this...more
Debt is often referred to as good and bad debt. Quite frankly, I don't like any of it, but some of it will help to a certain extent, others types will not impact you negatively and some is consider poison. When you are paying off debt, this will help determine which debts you should tackle first and which can be left until the end. Your debts can...more
It has been shown that debt can have many negative effects in many areas of your life. Relationships and health are probably the things in your life that will be impacted the most. In recent months, many financial experts have been talking about how people that have debt also gain weight as their debt increases. Weight gain is just one of many health conditions that can be aggravated by debt. People can suffer high blood pressure, anxiety and depression as a result of the stress that is caused by debt.You will find that many things in your life will change for the better once that debt is gone. So the sooner you can look at your debt relief options and get started, the better off you will be. It is time to stop charging and start using cash to pay for things. If you are going to pay the debt on your own, the snowball method of repayment is one of the best methods of repaying your debt.You begin by listing all of your debts. Select the one with the lowest balance for accelerated repayment. Make minimum payments on all other accounts. On the account with the lowest balance, pay as much as you can each month, until it is paid in full. When the account is paid off, identify the account...more
What does being overweight have to do with having excess debt? According to the experts, weight gain and increased debt are directly proportional. In other words, if your debt is increasing, there is a good chance your weight is also increasing. More...more
When people become overwhelmed with things going on in their lives, many things seem to snowball and before you know it you can feel like you are buried. Debt seems to be the biggest contributor to chaos in a person's life. Many financial and health...more
Debt is a scary thing because it seems as though once you are in debt you have to get into more and more debt to get out. At least, this is the way many people feel. For instance, when you are behind on your bills you may think that you...more
Schwab Options Commissions Many traders and investors still buy and sell stocks with the broker as the middleman. However, if your concern is how to purchase stocks without a broker, then you will find the answers below. Schwab Options...more
If you need to collect on a debt - monies owed you -first run an Assets Search to determine if debtor has anything worth going after.Q: Why do an assets search before seeking a judgment? A: To determine if there's anything worth going after....more
It can't be helped that there are some large items that we would need for our families. Properties such as houses or cars are some of the musts or goals that most everyone aspires to have. In order to purchase such items would mean taking out a loan....more