Anyone living in areas prone to flooding knows how devastating a major storm can be. Most insurance companies can provide coverage via the National Flood Insurance Program (NFIP). Many policyholders do not actually know what is and what is not covered by the insurance policy. Many sign contracts and begin processes such as damage mitigation and structural repair without this vital information.Safeguarding valuable documents, such as the policy...more
In a nation such as South Africa there are a lot of new businesses starting up on a daily basis. People are unable to find work in other companies and so begin their very own in an attempt to earn an income. There's nothing wrong with this in concept. There is a problem with getting the right company insurance coverage in place though. Not every new business proprietor knows who to speak to when it comes to getting their business insured.There...more
There are so many different kinds of insurance out there that it can be a challenge to determine what type of personal insurance plans you should be thinking about taking out. It is obvious that nearly everyone in the world must have life insurance coverage, however what about things like disability or critical illness insurance? They are also essential but they are frequently forgotten about or even written off as not necessary.There is a particular portion of the population that should make sure that they've disability insurance though. This article is going to take a closer look at these folks as well as why they should make sure that they have disability insurance coverage as well as life insurance coverage and all sorts of other personal insurance plans that they feel are essential.High-risk jobsThere are a number of jobs out there which put those who work in that specific field in danger on a daily basis. These include things such as construction work as well as police work. There is a large chance of getting hurt on the job with this kind of work and you have to be sure that if you do get hurt that you'll be able to still draw an income if you're not capable of working as a...more
Sri Lanka Insurance Industry is witnessing a strong growth since past few years. Dominated by general insurance segment, the total Gross Written Premium (GWP) in the country increased by 18% in 2011 compared to the previous year. In the coming years, the industry is further expected to touch the pinnacle of success with ever-growing life insurance...more
There will be a time in your life when you will pass away or will have to deal with the stress of having a family member pass away. Hopefully, when either of these things happens there's a funeral coverage to fall back on and all you or your loved ones need to do is actually make a claim to the insurance company and then go ahead and deal with the...more
If you are planning on skiing or snowboarding during your winter vacation, make sure that you have adventure holiday insurance. The insurance package will let you enjoy winter sports and activities without having to think of emergency assistance and expenses in case unforeseen events happen. One can never be too confident with the danger these activities bring. Even professionals fall short in the icy slopes. Dangers and risks should not be taken for granted. A skiing insurance will take away the apprehension and will allow you to enjoy the adventure of the season.There are several ski insurance companies in the market that offer different protection packages. The important thing that you should take note of is that the skiing cover should address all risks that will be associated with the winter vacation. Some winter sport insurance packages are categorised by winter activities. Examples of these protection plans are ski racing insurance, snowboarders insurance, Board Park insurance, and heli-skiing insurance. Vacationers also have a choice whether to include off-piste in their insurance coverage or not. Adding the off-piste feature in the insurance plan will cover skiers and...more
Funeral insurance and other prepaid funeral plans are regularly sprayed on TV. Ensure that your family does not suffer a financial burden in the case of your death is of course a good idea, after the retirement warns clients to be very careful before...more
If you are a property owner who is looking to sell or refinance your home, then you need to make sure that you are aware of some things regarding your title insurance policy. If you are not familiar with what that policy is, it is a document that...more
Bad faith practices start to become mainstream problems, rather than isolated cases like in the past. More and more insurance companies tend to act in bad faith by minimizing or denying the claims of policy holders and adding large sums of money to...more
Insurance premium is the amount that policy owners have to pay in order to obtain guaranteed coverage from the insurance company. Premiums are computed based on the factors related to the product and the level of risk of the applicant. The sum of...more
Life insurance financing is a complicated concept of life insurance created to allow well off policy holders obtain vast amount of policy while settling some of the costs of the policy all at once. This can be doable if there will be cooperation of...more
When it comes to getting a credit insurance broker, you probably have many questions about what you need. You may even be wondering why you need a credit insurance broker to begin with. The bottom line is that you have many things to worry about...more