You already know that your smoking habit is bad for your health and may affect many aspects of your life, including your job and your social interactions. And you probably also know that because you smoke and it is considered a high-risk behavior, that you will pay significantly more in premiums for your health and life insurance policies than would a non-smoker.You might not know, however, that your smoking also raises the premiums on your...more
Income Protection Insurance is getting very popular these days, especially when people are into large amounts of debt. Common men rely on their monthly income to pay-back any mortgage or debts also need to maintain their living expenses; but what if this income gets stopped? You need not worry about losing your assets, if you've the right kind of insurance.Income Protection Insurance may not be necessary for everyone. Young singles with no much...more
Insurance sector in India has become one of the most favoured investment destinations both for Indians and NRIs. India is the fifth largest insurance market among the globally emerging insurance economies. Growing interest towards insurance among people, innovative products and distribution channels are sustaining the growth of the insurance sector. The various liberalisation policies in the sector have opened the door for various private sector insurance companies. This increase in number of players has resulted in new products, better packaging, improved customer service, greater employment opportunities, etc. Market StructureThere are 49 insurance companies operating in India as of September 2011. Out of which, 24 are in life insurance business, 24 in general insurance business, and remaining ones in re-insurance business. General Insurance Corporation of India (GIC) is the sole national re-insurer. Growth PredictionsThe Indian insurance sector is expected to grow at a rapid pace to reach around US$ 400 billion in premium income by 2020, according to a report released by an industry body and the Boston Consulting Group (BCG). As per the report, this would make India one of the...more
Due to the unpredictable nature of life, insurance is often a necessity. While you can never completely prepare for the future or shield yourself entirely from disaster, insurance can greatly minimize the complications and aid in the recovery process. Whether it's commercial automobile insurance, life insurance, property insurance, or any other...more
The whole of the insurance industry is build on the concept of covering the risks of loss of life or loss or damage of an object related to the person taking up the insurance. Insurance though in real senses has nothing to do with the complete elimination of the risks as the risks could never be eliminated being a part of the inevitable truth of...more
If you have a company or are thinking of starting one, getting an insurance coverage must be among your top concerns. Small business insurance Peoria can protect you and your possessions in an assortment of methods. In some examples, you may even be called for to get a coverage either by law or by a prospective client. Since mishaps take place, no matter exactly how careful you happen to be, the protection managed by a company insurance cover is vital to your achievement.One of the most functional portion of any company insurance policy is general liability protection. This is the sort of protection that covers expenses associated with a variety of mishaps and unpredicted occasions. This can easily consist of damages to your offices or structures from natural catastrophes, physical injury to a customer that happens on your work site, or lawsuits delivered in opposition to your business amongst many additional possibilities. General liability usually includes ommissions, so ensure you understand what is and just what is not included in your insurance policy.You might additionally keep company residential property insurance coverage as part of your business insurance Peoria policy....more
Many property owners frequently worry about the insurance plans for their tenanted residential properties but they fail to consider vacant building insurance. Ordinary insurance policies help them guarantee that their earnings producing properties...more
After paying a couple of premiums if the insured realizes that the insurance policy isnt serving the purpose, theres nothing one can do about it. If they want to cancel the policy before the term is complete, it is a huge loss for the insured as they...more
If you made the mistake of driving while intoxicated, the aftermath of a DUI can be devastating. You may not know where to turn, what type of legal issues that you will have to deal with, and how it will affect your car insurance over the long...more
Physicians can rest assured, knowing that they will be in demand for the long term: At some point in the past year, the Centers for Disease Control reported that more than 92% of children in the U.S. saw a healthcare professional, with adults a close...more
Term Insurance Policy is considered as the best insurance policy which generally provides best settlement ratio to its customers. Almost every insurance company settles a variety of claims every year. It depends upon each and every company as the...more
The latest reports state that the size of the bike has a role to play in the case of motorcycle insurance. The authorities look into this factor as well, in order to ascertain the accurate amount of the claim. In the case of these insurances as well...more