One common trick played by insurance companies is to claim that a personal injury victims injuries were pre-existing and therefore, their insured is not responsible for any damages. In truth, there are seldom any true cases involving pre-existing injuries when that term is given its plain and ordinary meaning. A true pre-existing injury is one that already exists and was not affected by a new occurrence. Thus, if I already had a fractured leg and...more
The life is meant to be lived to the fullest. One can enjoy every phase of life only when the person is in a healthy state. In the healthy physical state nourishes a healthy mind. It further generates new and fresh ideas. Hence the person can enjoy every bit of life. But in case of health deformity, the person suffers unhealthy state and the consequent problems. It restricts the path to a healthy and happy life. Hence it is imperative to take...more
As many of you know, when you are injured on the job, the employer or its insurance carrier will contact you to discuss the details of your case. They may also claim you are required to sign forms and complete paperwork. They may wrongly tell you that you MUST sign medical releases in order for your medical treatment to begin. Almost always, a company or insurance representative tricks the employee into making admissions or statements that lead to a denial of the claim.The less you say about your claim the better off you are until you have sought the advice of a lawyer. You are required to notify your employer that you have been injured, you are required to give the date the injury occurred (if you remember) and the circumstances. You do not need to remember the exact details 100% correctly.Describing your complaints and injuries in general terms is always better than trying to be specific. For example, if your injury developed over time, do not attempt to give a date that the injury occurred. Tell the employer that you do not know a specific date of your injury. If you are having numbness and tingling in your hands, tell the employer that your arm is bothering you such that the...more
For most, a cancer diagnosis occurs after the age of 50, which makes a cancer insurance policy a popular choice for older adults. It has been clear for some time that cancer is a disease of aging. Although children and young adults get the disease, the majority of cancer patients are adults in their later years.This does not automatically mean a...more
Renters insurance is something that many renters do not have. But renters insurance can be well worth the cost if there is a catastrophe in the house or apartment being rented. Renters insurance will be necesary for replacing lost property in event of fire or water damage because only renters insurance covers the property owned by renters.A...more
if you own a small business, business insurance is a must. Business insurance is one of those things that you want to have at all times when you have your own business. Some words that you might hear when you think of business insurance are quotes, small business, liability, search, online, past, compare, easy, commercial, quote, insurance quotes, liability insurance, small business insurance, general liability insurance, commercial liability, insurance quote, insurance offers, general liability, and auto business insurance. If you are like me, you may have heard these words in the past, but might not know 100% what they mean. This is a guide to business insurance and things you need to know about business insurance.When you have a business, there is always liability involved. You will want to have a liability business insurance policy. A liability insurance policy will help protect you from potentially hazardous conditions against you per say. General liability insurance will give you good protection for your business. With business insurance, Business liability insurance includes workers and their belongings if something were to happen to them during a workday. Let me give you an...more
Insurance Agency. Are you looking for boat insurance? On the search for traveler's insurance, car insurance, life insurance, or business insurance? You need to find an insurance agency. It is not hard to find an insurance agency that can offer you...more
Some renters do not believe they need renters insurance. What if the neighbor downstairs left the stove on and you didn't have renters insurance. Fire safety is not something everyone thinks of. What would you do if you lost everything? Every renters...more
Need business insurance? If you run a small business, business insurance is definitely something you need to cover any liability that the business may incur. Business insurance is there to protect you and the business against a wide range of problems...more
Renters insurance is for those people homeowners who are renting their house. A great insurance policy to have is renters insurance because it is personal just for those who are renters. Renters insurance is good to have because it is a protection...more
You really think commercial insurance has some significance while running business; it is really a powerful plan to maintain your business with great manner. There are so many things we have to consider while looking for insurance plans; it may be a...more
When renting a home or an apartment, it is important to evaluate or re-evaluate your need for a good renters insurance policy. Luckily for homeowners, deciding whether or not to purchase a renters insurance policy isn't necessary. It is not uncommon...more