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For some people, disability insurance can seem quite expensive if we are to consider the many features which are included. If we should customize our policy, we should be able to lower the costs for our insurance coverage.The costs for disability insurance can become pretty expensive in some situations and the price will generally depend on the monthly benefits, health and in some situations, the age. Fortunately, there are various ways to...more
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Are You Ready for this Seasons Wildfires? From an Insurance Perspective How to prepare for the upcoming fire season -by Ronald Reitz If you live in San Diego County the upcoming summer of 2010 might be very dangerous. Between the heavy growth from this year's rains and the reduced fire fighting budget in San Diego, local residents should...more
There's always quite a big political edge to issues surrounding the insurance industry. In the case of vehicles it comes down to two big question marks. The first is whether the insurer should focus interest on the driver; the second on whether the insurer should use price as a lever to change driver behavior. You see the first in the ongoing debates on whether premium rates should be based on the ZIP code or the driver's credit score. You see the second in the continuing environmental debates about pay-as-you drive. The argument is easily put. At present, the insurer creates big groups of drivers and shares out the cost of the risk between them. This means all the safer drivers subsidize all the more dangerous drivers. Obviously there are some trade-offs, but the range of premium increases for individual drivers who prove unsafe is limited by the "profit" the insurer makes from all the safer drivers. Now look around you. We are living in the middle of a technological revolution. The vehicles we now drive are full of chips and many of us carry cell phones and other technology that allows service providers to track where we are. If we wanted, all vehicles could be fitted with...more
Coverage Of The Rfid Reader The Reader Antennas can be a separate, attached component. And an external RFID Antenna can give a better signal range to RFID Reader that reads tags relatively far away. . RFID has recently unveiled a new HF RFID...more
If you have ever lived in a city, you are probably quite familiar with a number of different kinds of insurance. It may not be necessary to discuss how the state requires drivers to carry auto insurance, or how lenders are generally quite a bit...more
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If you own your own business, there is a lot to consider to keep it running as it should. From calculating overhead costs and the costs of employees to developing an effective marketing strategy to build your book-of-business, being self-employed is...more