If you are a driver in the United States for the first time, the first thing you need to take care of is your vehicle insurance. In the US, it is illegal to drive a vehicle that is not insured, and it is every driver's responsibility to ensure that their vehicle has adequate coverage. But if you are just looking into insurance for the first time, it can be pretty mind boggling. There are so many terms and legalese that you need to know, and it...more
Protecting Your Investment: A Word on Jewellery Insurance Though costume jewellery is practical to have there is still nothing like owning authentic jewellery. Jewellery has been the subject of many quotes and adages because of its lasting value to people. History records show jewellery to be useful in trade as it enabled many to buy food or even lands. Jewellery is a good property because it accentuates hard work and wardrobe. Compared...more
How Do Insurers Determine Tow Truck Insurance Rates? Many consumers are wondering how insurance companies come up with their tow truck insurance rates. What factors are their bases for calculating such prices? Here are some of elements that insurers use in determining tow truck insurance rates.Driver's age – the age of the driver tells insurers whether or not he is considered high-risk. Although most truck drivers are above 30 years old, some who are below 25 years get higher rates. The age of the driver may also tell about the person's professional experience as a driver.Employment history – it is important for insurance companies to know what your previous jobs were. If they are related to truck driving, then that would be a plus for your policy. However, if you have been changing companies lately, then insurers may ask for reasons or even contact your employers for verification. If you are proven to have bad employment records, it will cause trouble to your truck policy rates.Driving record – less or no accidents means more affordable rates. Although it may sound simple, many drivers still neglect this factor in their driving careers. As a result, they get expensive...more
Hiscox business insurance advises firms prepare for extreme weather Hiscox is urging homeowners to take several practical steps in order to help safeguard their homes before winter kicks in, as an outlook of heavy wind, rain and potential flooding arrives.Severe weather warnings have been released throughout the UK by the Met office this...more
Even though you think that you have planned the perfect trip, you should always have a backup plan for sudden changes. You arrive, for example, at a Swiss mountain resort for a skiing trip, but your skis arrive in Singapore instead. A strike can trigger the cancellation of your trip if you happen to experience it. Or your traveling companion is...more
Getting insurance leads is not always costly. Insurance agents should consider the following tips to generate effective and free Insurance Sales Leads:Update your family and friends about your jobMost customers want to find an agent who is trustworthy, especially when dealing with insurance. If your family and friends are looking for an insurance agent, they will confide on you since you are someone they can trust. Your family and friends should know about your job, so that they may come to your aid in terms of your line of work whenever they need one.Solicit referrals and recommendations from your acquaintances from the banking industryHaving lots of connections can help you with your work in the insurance industry. Acquaint with different individuals from various areas of expertise. Most importantly, get to know some people in the field of finance and investments. These people have clients who can be your potential clients, too. People working in real estate and car companies are good friends to have since they may have clients who are looking for insurance products you can offer.Get involved in community groupsThe more people you know and more credible you are, the more...more
For some women, having large breasts means experiencing pain every single day. This condition, also known as macromastia, often causes physical pain and brings about emotional distress. While some women may learn to live with the physical and...more
When away on vacation, it is possible for a traveler to encounter cases of accident or illness and when this happens, having some form of insurance can make a big difference. The logical precaution is to have insurance, and for the majority of...more
Every year, there's a survey of customer satisfaction with the insurance industry. This year, the satisfaction level with companies offering cover for damage to home and contents is at an all-time low. In part, this is caused by the recession. As...more
For native English speakers, understanding an insurance policy written in English can be quite challenging. The insurance industry has a language all its own that sometimes needs explaining and translating into terms that lay people can understand....more
If you own a business in Los Angeles, you need to have adequate cover for commercial insurance Los Angeles. Within the commercial insurance field are a number of different aspects that may apply to your own business. Whether you are renewing an...more
Motor insurance is deemed mandatory under the United Arab Emirates federal traffic law and a minimum level of car insurance is compulsory to drive in any of the seven emirates. Generally, comprehensive insurance is recommended over third party if you...more