Information About Insurance in Califon, NJ Residents of Califon, NJ are required by the law to have three different kinds of auto insurance to legally operate a vehicle. All residents of New Jersey must have liability insurance. In addition, they must have personal injury coverage as well as coverage fro uninsured motorists. Failure to carry this insurance can cause you to have fines that can range up to 15,000 dollars. In addition, your...more
Find The Best Trip Cancellation Insurance For You - 5 Tips Traveling is always safer and more fun when you are backed by travel insurance. Insurance is and always has been mostly about buying peace of mind before engaging in certain activities, like driving or traveling.Typical insurance policies cover all of the expected things that can happen . . . well . . . unexpectedly while you are away, including: trip cancellations (by the carrier...more
The Basics of Motorcycle Insurance For millions of riders, the motorcycle represents a means to freedom. The open road and the feel of wind on one's face is as close as modern man can get to a truly individual mode of transportation. Unfortunately the modern world imposes restrictions on almost everything we do. Among those restrictions is the requirement to have an insurance policy for any vehicle we operate on the public roads, motorcycles included. Though this is mainly designed to protect others on the road, it also protects the operator of the vehicle. Therefore it is important to choose the best plan possible.Like car insurance, motorcycle insurance comes in many forms. Choosing the one that is right for you depends on several factors such as motorcycle type, driving history, how much is owed and location. All states require riders to carry at least liability insurance. If you ride a $2000 bike this is likely all you will need or want. If however, you have a $20,000 custom ride, some form of comprehensive insurance will be well worth it, perhaps even more so than for your car.Since the damage caused by motorcycle accidents is generally minor,...more
All about Bodily Injury on Insurance Rates In order to operate a vehicle on a public road, you are required by law to have at the very least liability insurance. Much of a premium's cost comes from this coverage. By having a higher deductible, you can reduce your premiums, but you risk paying a lot more should you ever be at fault in an...more
Everything to Know about Insurance Premiums Almost everyone has heard the term "insurance premium" and the vast majority of Americans make regular premium payments to one insurance company or another. But many people have no real understanding of what exactly a premium entails. Here is a brief explanation of the process.An insurance...more
Apartment Building Insurance-NCAIG The National Condo & Apartment Insurance Group is here to provide you with the best possible insurance products for your Real Estate Insurance needs and specialize in products that protect your investments in the most appropriate and cost effective way. We provide Real Estate Insurance services throughout the United States, including, but not limited to Ohio, Kentucky, Indiana, Michigan, Wisconsin, Minnesota, Tennessee, Missouri, Alabama, Mississippi, Texas, Colorado and Iowa.The National Condo and Apartment Insurance Group offers coverage that every property manager should consider, including General Liability Coverage, Umbrella Coverage and Directors and Officers Liability Coverage.Let us help you ensure these necessary coverages aren't passed over, with great products at a great price.Our product offerings include programs that fill the unique requirements of commercial clients with single or multiple rental dwellings, especially Condominium Associations. Our professional Advisors will assist you in finding the right protection for your specific needs. Condominium Associations require unique Insurance Solutions that cover you for both...more
Small Business Insurance:"Policies For This, Policies For That. As If I Haven't Got Enough To Think About." It's there somewhere on your master check list. You know you need to do something about it. But somehow, with all the...more
Professional Indemnity Insurance:Yes, you can cut costs without cutting corners You know what they say - if it sounds too good to be true, it probably is. A sound maxim most of the time. But not necessarily when it comes to professional...more
Professional Indemnity Insurance: Can You Explain It To Me Without The Jargon? Imagine that you make a mistake, you get something wrong, or you forget to do something you should have done (and however conscientious you might be, you can't...more
How Much Tuition Insurance Do I Need? The hefty costs and responsibilities a college career brings from tuition and student loans to textbooks and that midnight pizza habit are widely known by parents and students alike. Parents searching for...more
Generally, medical practitioners are encouraged to purchase malpractice insurance to protect them against liability in case a client decides to sue them for malpractice. Medical professionals while carrying out their professional tasks may have...more
Understanding Medigap Insurance Ratings Prior to you fully commit to signing up for a specific Medigap policy, it pays to know about the distinct Medigap insurance ratings. For those seniors seeking extra medical coverage that supplements...more