How often do you think about the future?You may be busy living in the momentconcentrating on work, personal life, friends and family. You may not be too focused on whats down the road but you should stop for a few minutes and imagine what would happen if you got cancer.A cancer diagnosis changes your life quickly. Youll suddenly find yourself thrust into an intense regimen of hospital stays and complex, invasive medical procedures that may range...more
An insurance program is a must element for the smooth running of a business. This program includes several insurances that could cover all the losses and damages in a business. Following are a few of the elements that should be included in the insurance coverage. This will be helpful for all business owners to avoid unwanted items from their insurance program. Liability insuranceAn inevitable element in the insurance program of a business is...more
You already know that your smoking habit is bad for your health and may affect many aspects of your life, including your job and your social interactions. And you probably also know that because you smoke and it is considered a high-risk behavior, that you will pay significantly more in premiums for your health and life insurance policies than would a non-smoker.You might not know, however, that your smoking also raises the premiums on your homeowners insurance, and it can also play a part in the cost of your auto insurance.According to the U.S. Fire Association, nearly 1,000 people are killed every year in home fires that are caused by cigarettes. Twenty-five percent of the people killed in fires were not the smoker; one-third of those were the smokers children, and another twenty-five percent were neighbors or friends of the smoker.Cigarettes and cooking are the major causes of preventable home fires. Cigarettes cause only 7% of home fires, but they cause 29% of fire-related deaths. Consequently, the insurance company will most likely charge more in premiums for a policyholder who smokes, versus one who doesnt.The numbers according to the NFPA (National Fire Prevention...more
Income Protection Insurance is getting very popular these days, especially when people are into large amounts of debt. Common men rely on their monthly income to pay-back any mortgage or debts also need to maintain their living expenses; but what if this income gets stopped? You need not worry about losing your assets, if you've the right kind of...more
Insurance sector in India has become one of the most favoured investment destinations both for Indians and NRIs. India is the fifth largest insurance market among the globally emerging insurance economies. Growing interest towards insurance among people, innovative products and distribution channels are sustaining the growth of the insurance...more
Due to the unpredictable nature of life, insurance is often a necessity. While you can never completely prepare for the future or shield yourself entirely from disaster, insurance can greatly minimize the complications and aid in the recovery process. Whether it's commercial automobile insurance, life insurance, property insurance, or any other type, it can provide you with peace of mind even during life's most turbulent moments. Even though it's common to pay a significant amount of money for a quality insurance policy, there are ways to reduce your costs. Let's now go over some helpful tips for saving money on insurance.Stick With One ProviderOne of the easiest ways to minimize your costs is to simply get multiple policies from the same insurance company. Along with eliminating the frustration of having to keep up with different providers and make payments to several companies, you can usually get a discount when sticking with just one provider. If you live in the Pittsburgh area, getting life insurance, auto insurance and business auto insurance in Pittsburgh with the same company could potentially save you some serious money.Understand Your PoliciesAnother part of making your...more
The whole of the insurance industry is build on the concept of covering the risks of loss of life or loss or damage of an object related to the person taking up the insurance. Insurance though in real senses has nothing to do with the complete...more
If you have a company or are thinking of starting one, getting an insurance coverage must be among your top concerns. Small business insurance Peoria can protect you and your possessions in an assortment of methods. In some examples, you may even be...more
Many property owners frequently worry about the insurance plans for their tenanted residential properties but they fail to consider vacant building insurance. Ordinary insurance policies help them guarantee that their earnings producing properties...more
After paying a couple of premiums if the insured realizes that the insurance policy isnt serving the purpose, theres nothing one can do about it. If they want to cancel the policy before the term is complete, it is a huge loss for the insured as they...more
If you made the mistake of driving while intoxicated, the aftermath of a DUI can be devastating. You may not know where to turn, what type of legal issues that you will have to deal with, and how it will affect your car insurance over the long...more
Physicians can rest assured, knowing that they will be in demand for the long term: At some point in the past year, the Centers for Disease Control reported that more than 92% of children in the U.S. saw a healthcare professional, with adults a close...more