Whether you're looking for an insurance agency to cover your home, your belongings, your car, or something else, you want to look for a combination of two things: a low premium and a low deductible. Of course, you have to do this in the context of making sure you're signing on with a company that is going to be there when you need them as well as making sure you are covered if you wind up facing exorbitant costs. A $1,000 policy isn't going to do...more
Having commercial truck insurance is a very important part of owning a truck or trailer truck. There is a reason for commercial truck insurance. It is that no one is certain when a truck accident could happen, so everyone wants to be prepared. Truck insurance provides a safety for your truck in that it helps you pay for a truck accident that could otherwise cost you too much money to even think about paying. If you are wise and own a truck then...more
If you own a business then you must make sure that you have business insurance. This type of insurance will protect your business from losses, be it valuables or even employees. In addition, you should look at an insurance plan which fits your requirements, by looking at the risks involved in your business and how this cover could help you in case some unfortunate incident takes place and could safeguard you from burning a hole in your pocket. There are several types of insurance which come under this category.General Liability InsuranceThis type of business insurance will protect you from paying, in case there is a law suit or claim due to accidents, injury or negligence on part of the business. All legal costs will be covered by the insurance company except the ones related to the damages caused or as directed by the court. In case an employee gets injured while at work, they can file a suit against the business and the insurance company will pay for the legal fee incurred by the business.Product Liability InsuranceBusinesses involved in the manufacture, distribution or sale of a product are liable for the safety of the product. This type of business insurance covers claims...more
The client "" a leading multi-line insurance provider working across life, general and health verticals "" was looking for innovative solutions to adapt to the dynamic operational landscape. The focus was on combining high levels of operational expertise, tight financial discipline and technological excellence to deliver stronger balance sheets.To...more
Everyone has undoubtedly heard of medical insurance. But how often are you confused about the kinds of medical insurance plans that are available to you? Well, for starters, you should know the different kinds and learn enough about each type of health insurance plan. One could be the individual mediclaim plan, where you insure each member of your...more
Finding the best insurance company can be a very hectic task to most people. Insurance is hard to buy because it is not tangible. However, you can find the best insurance coverage for you if you take time to compare quotes. Some of the questions you should ask yourself include how much coverage do you want? How much premium are you willing to pay as well as the deductibles?Before buying from an insurance company, you should take time to think about the decisions. And if you feel that you don't like it, you can refuse it. Buying insurance is long term plan so you should take time to think about it. Avoid rush decisions because they could be the wrong ones. Be sure to get the right policies that you need. You should ask questions and make sure that you understand the limits of the deductions that you are legible to from that insurance company.Thirdly you should ask for discounts on the kind of insurance that you are in need of from an insurance company. Most offer an assortment of different discounts. They come in terms of packages. This could amount to very high savings on your side.You will need to get several quotes and try to compare them. You might find an insurance company with...more
Captive insurance companies have been a popular tax and business planning tool since many years. Earlier, only multinational firms used captive insurance companies, but that concept has changed now. Today, a wide range of businesses use them. A...more
If you are searching for a lucrative way of shielding your fleet of vehicles, whether it is for commercial or individual benefits, the fleet insurance policy can be the finest solution to your problem. Through this kind of insurance policy, you would...more
In 2011 a small television station in a metropolitan area of Texas uncovered some seriously alarming numbers. The documents in question were obtained during an investigation into braces and Medicaid use in the state. They show that the state of Texas...more
If you have been unfortunate enough to suffer whiplash because of an untraced or uninsured driver, you will still be able to make a claim. But as there is no defendant insurance company to handle the case, your claim must instead be taken through the...more
Professional indemnity insurance (also called PII, PI, professional insurance, public insurance, PLI and errors and omissions insurance) is vital cover any party who supplies advice, guidance or professional services. Should you operate in any...more
Being adequately insured in Atlanta is more important than ever before. With a growing population, long commutes and life in a bustling city, accidents are inevitable. It's imperative you protect what you value most--your family, your home, your...more