For the businesses that have a fleet of service or delivery vans, a fleet of Lorries or even a fleet of business automobiles on the roadways, finding the best commercial fleet insurance can be important to protect your business assets. There are some businesses that do not think about their insurance protection until an accident has occurred, but you should review your insurance protection on a regular basis and no less often than annually. Many...more
For those businesses in the UK that have a fleet of service or delivery vehicles on the road, having the proper fleet insurance is crucial to the protection of business assets. The problem for many businesses is there is a tremendous amount of liability, when you have fleets of vehicles on the road, no matter what type of business you are in. There are some fleets that might be normal automobiles, while others might be service vans or even heavy...more
If you are in the business of haulage, delivery or have any kind of service vehicles on the road, there are some different types of fleet insurance you should consider. Of course, you need to have your commercial vans, automobiles or trucks insured for their values, but you need to consider that employee liability and general liability might not be sufficient, should an accident occur. Those hauling cargo that belongs to others should consider goods-in-transit insurance cover or they could lose a substantial sum in just one accident. When you have fleets of vehicles on the road, you never want to consider the possibility of an accident, theft, fire or loss, but it can occur without notice. If you are hauling valuable goods for others, your risks might be increased and your losses can be more substantial. Because there are many people that are more likely to instigate larger lawsuits when they are involved in an accident that includes a business fleet vehicle, having the proper insurance protection is crucial. If you aren't sure of the best types of fleet insurance you should have on your fleet, you should speak with an insurance expert at a commercial insurance carrier. Those that...more
If you are the owner of a heavy goods vehicle you will be aware of the need for a special type of insurance. HGV Insurance policies are available for a single vehicle, or a whole fleet, and they offer many benefits. A good HGV policy will usually include European cover and a 24 hour contact facility for urgent enquiries or claims. These are some of...more
Lorry Insurance is especially designed for large van type vehicles driven for business or personal use. This type of insurance is on offer to businesses who use these larger vehicles that are not heavy goods vehicles. This type of insurance caters exclusively for certain kinds of transport. It differs from regular car insurance and HGV insurance as...more
HGV insurance happens to be of the utmost essence when it comes to heavy duty vehicles that carry various kinds of goods - even hazardous goods - from place to place. Naturally, it would be best to take the utmost heed when it comes to this by having proper insurance against each possible contingency out there. As a matter of fact, various agencies like the Department of Transport, have enforced very strict rules and regulations that have to be followed in these cases. For one, you should know that HGVs are now classified at a completely different level because of the goods that they tend to carry with them. Secondly, their rules and regulations happen to be completely different pertaining to material haulage that would be of high risk for the general public. Therefore, it would be highly advisable to get a specialist broker of HGV insurance to take a look at your entire insurance policy before you actually take one out or even before you renew a policy for it that you already have. See, such people are specifically trained to help you make the right choices, as needed, as well as make sure that you get enough insurance overall. There happens to be two classes to this particular...more
If you have started your own business where you will be using trucks to make deliveries, than the first thing that should be in your head is that you need to get commercial truck insurance. Having a truck out on the road may be one of the most...more
Insurance is perhaps one of the most important aspects of your business or personal guarantees against risks. From Auto insurance, home insurance, family insurance, commercial insurance, personal safety insurance to general insurance, you will find...more
Due to the fact that accidents can happen with the high crime rate in South Africa, one has to be sure that you have made provision for these unforeseen incidents. You have already taken the first step towards making sure that you do not have to...more
Unfortunately there are a number of insurance companies that have hidden clauses that they conveniently omit when explaining their terms and conditions of cover. It remains the responsibility of the consumer to make sure he or she go over the...more
Needless to say short term insurance nowadays is essential and can mean the difference between peace of mind and anxiousness and can save us allot of time, stress and money.Insurance companies in South Africa offer comprehensive and full cover and...more
With the economy still reeling and unemployment growing, many people face the scary prospect of not being able to pay their insurance premiums. If you don't pay your premium it will lapse and then you will really be in a mess if anything goes...more